Digital currency transaction system based on community service center
A digital currency and community service technology, applied in the field of digital currency transactions, can solve the problems of user privacy digital currency user keys being stolen, digital currency transaction procedures are cumbersome, etc., and achieve the effect of improving security
Pending Publication Date: 2022-05-27
RUBAN QUANTUM TECH CO LTD +1
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Problems solved by technology
[0003] When trading digital currency, it is generally necessary for the holder to take the digital currency storage medium to a trading platform authorized by the state, open an account on the trading platform to deposit digital currency, and then conduct transactions under the supervision of the trading platform. This trading platform is generally authorized by the central bank. Commercial banks, the entire digital currency transaction procedures are very cumbersome
In addition, the user's smart terminal has many security risks, especially when the smart terminal without a security zone executes digital currency transaction functions, there is a risk of user privacy, digital currency or user key being stolen
Method used
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Embodiment
[0037] Example: Escrow user T pays escrow user R
[0038] Before the transaction, T (through TC) and TS perform HTTPS identity authentication to form an encrypted communication channel; R (through RC) and RS perform HTTPS identity authentication to form an encrypted communication channel.
[0039] The specific process of the transaction is as follows:
[0040] 1. T obtains the payment hardware ID of R, denoted it as RN, confirms the amount, and requests the user to enter the payment password. After receiving the information input by the user, the TC forms a message TXT||TXm||TP; the content of TXm is, for example, "send xxx yuan to 13912345678", TXT is the timestamp, and TP is the payment password entered by user T.
[0041]TC calculates MAC(TXT||TXm,TP), and then sends TXT||TXm||MAC(TXT||TXm,TP) to TS.
[0042] The TS passes the TXT||TXm||MAC(TXT||TXm,TP) to its own HSM for verification. After the verification is passed, the HSM informs the TS, and the TS finds the identit...
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The invention provides a digital currency transaction system based on a community service center, and the system comprises a digital currency management server which stores the identity information of a digital currency management user, a payment password, digital currency, the ID of held payment hardware, and the IDs of all connected digital currency management clients; the digital currency hosting clients are arranged at all positions of the community and connected with the community hosting server, and ID tables of different community service hosting servers in the community are stored in the digital currency hosting clients; and the payment hardware is held by the hosting user, and the ID of the corresponding digital currency hosting server, which can be read by the digital currency hosting client, is stored in the payment hardware. According to the invention, a small transaction network in a community is established by taking the digital currency collection server as a center, and a digital currency collection proxy transaction service is provided, so that a safe, reliable, convenient and fast digital currency transaction channel is provided for digital currency users in the community.
Description
technical field [0001] The invention relates to the technical field of digital currency transactions, in particular to a digital currency transaction system based on a community service center. Background technique [0002] Digital currency is a virtual encrypted currency generated and issued by the central bank. Its storage medium is usually a digital wallet or similar APP installed on the terminal, or a memory card issued by a trading platform authorized by the central bank. [0003] In digital currency transactions, holders generally need to bring digital currency storage media to a state-authorized trading platform, open an account on the trading platform to deposit digital currency, and then conduct transactions under the supervision of the trading platform. This trading platform is generally authorized by the central bank. commercial banks, the entire digital currency transaction procedures are very cumbersome. In addition, there are many security risks in the user's ...
Claims
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IPC IPC(8): G06Q40/04G06Q20/38G06Q20/40G06Q40/02
CPCG06Q40/04G06Q20/38215G06Q20/3829G06Q20/389G06Q20/4014G06Q40/02
Inventor 富尧钟一民
Owner RUBAN QUANTUM TECH CO LTD