System and method for distributed storage and retrieval of personal information

Abstract

A system for distributing, storing and retrieving information associated with an end user from one or more information providers between a host computer and a client computer associated with the end user according to the present invention includes a host computer with a processor. The processor aggregates information associated with the end user and transmits the information to the client computer associated with the end user. The processor receives requests concerning the aggregated information from a variety of sources. The processor also receives the previously transmitted aggregated information from the client computer. The processor proceeds to service the received request based on the aggregated information received from the client computer.

Description

BACKGROUND OF INVENTION1. Field of InventionThe invention relates to a system and method for distributed storage and retrieval of information or data. The invention further relates to distributing, storing and retrieving personal information (PI) across one or more client computers.2. Description of Related ArtLooking back over the last five years, it is apparent that as the Internet gained momentum, consumers demanded applications or services that make their online experience simpler, easier to use, and more satisfying. The development of successful Internet Sites has corresponded with a number of themes which have developed over the last few years. When carefully analyzed this evolution is a logical development of the emerging digital economy.Prior to 1994, the Internet was not a mass media, in part, because the existing technologies (FTP, Archie, Usenet, and Gopher) were not user friendly and required the end user to do all of the work (e.g., the end user had to learn of an exist...

AI Technical Summary

Problems solved by technology

Prior to 1994, the Internet was not a mass media, in part, because the existing technologies (FTP, Archie, Usenet, and Gopher) were not user friendly and required the end user to do all of the work (e.g., the end user had to learn of an existing data source, find the address, navigate to the destination, and download the information).

This current model suffers from several significant deficiencies.

However, current portal pages do not generally provide PI requiring identity verification such as an end user's stock portfolio or bank balance.

Further, these pages do not facilitate transactions utilizing PI.

Under current technology, aggregating PI available over the Internet requires a significant burden in terms of time, effort and learning curve.

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