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System and method for accomplishing off-line transfer transaction

A transaction system, offline technology, applied in payment architecture, instruments, data processing applications, etc., can solve problems such as network dependence

Inactive Publication Date: 2008-07-02
上海银生宝电子支付服务有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Both of these transaction methods are heavily dependent on the network. Without the network, there will be no transaction, that is, offline transfer transactions cannot be carried out in an environment that is disconnected from the network.

Method used

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  • System and method for accomplishing off-line transfer transaction
  • System and method for accomplishing off-line transfer transaction
  • System and method for accomplishing off-line transfer transaction

Examples

Experimental program
Comparison scheme
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Embodiment Construction

[0017] Such as figure 1 Shown is an embodiment of the system of the present invention that can realize offline transfer transactions, the system includes:

[0018] The background transaction system is used to record and manage account and transaction information of transfer transaction users.

[0019] The mobile communication device of the payer, which has a wireless communication interface, such as a Bluetooth interface, an infrared interface, etc., is used to realize point-to-point communication with the mobile communication device of the payee; the microprocessor of the device is equipped with special transaction software, payment The party user can perform interactive operations on the transaction software, and finally realize the transaction communication with the background transaction system and the mobile communication device of the payee. Wherein the mobile communication device of the payer can be such as figure 1 The mobile phone shown can also be various mobile te...

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PUM

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Abstract

The invention discloses a system and a method for realizing offline transfer transaction, which can achieve point-to-pint offline transfer transaction by a mobile communication device in the case of without network support, in which the system comprises the following parts: a back stage transaction system for recording and managing the account and transaction information of transfer transaction user; a paying side mobile communication device which has a wireless communication interface, and a microprocessor of the device is provided with a transaction software; a gathering side mobile communication device which has a wireless communication interface which matches with the paying side mobile communication device, and a microprocessor of the device is also provided with a transaction software. The method comprises the following steps: performing pre-charging for the paying side mobile communication device through the back stage transaction system; the paying side user and the gathering side user use respectively the paying side mobile communication device and the gathering side mobile communication device to perform offline transfer transaction activity; the paying side user and the gathering side user perform respectively liquidation through the back stage transaction system.

Description

technical field [0001] The invention relates to a transfer transaction system, in particular to a mobile communication device-based system capable of realizing offline transfer transactions. The present invention also relates to a method for realizing offline transfer transactions by using the above-mentioned system. Background technique [0002] At present, transfer transactions using mobile communication devices, such as mobile phones and PDAs, mainly include the following two forms: the first method is similar to online banking, and transfers transactions through wireless networks; the second method is to send short messages through mobile communication devices way to carry out transfer transactions. Both of these transaction methods are heavily dependent on the network. Without the network, there will be no transaction, that is, offline transfer transactions cannot be carried out in an environment that is disconnected from the network. Contents of the invention [00...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/00G06Q20/32
Inventor 黄家林
Owner 上海银生宝电子支付服务有限公司