Personal consumption settlement system for local intelligent traffic card and method thereof
A smart card, cartoon technology, applied in the complete banking system, complete banking system, instruments, etc., can solve the problem of inconvenient payment, and achieve the effect of user-friendly, convenient operation, and convenient online shopping.
Inactive Publication Date: 2009-03-11
上海欧菲司健康管理咨询有限公司
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Problems solved by technology
The invention solves the inconvenience and safety problems of online shopping and payment, and makes up for many deficiencies in the existing online shopping payment technology
Method used
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[0031]The present invention will be further described below in combination with specific embodiments. It should be understood that these examples are only used to illustrate the present invention and are not intended to limit the scope of the present invention. In addition, it should be understood that after reading the teachings of the present invention, those skilled in the art can make various changes or modifications to the present invention, and these equivalent forms also fall within the scope defined by the appended claims of the present application.
[0032] A kind of local smart card personal consumption settlement system of the present invention, comprises
[0033] All-in-one card smart card can simultaneously have the function of combining bank card and IC card into one;
[0034] The card reader is only used by a single user, responsible for reading the data of the card, and has the function of swiping the card for settlement; a single user includes an individual o...
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The invention relates to a personal consumption settlement system and a method for local smart all-purpose cards, in particular to a personal consumption settlement system and a method for local smart all-purpose cards, which have a security management system with the three-level protection of virtual accounts, accounts of a finance settlement center and bank accounts. The personal consumption settlement system for the local smart all-purpose cards comprises the smart all-purpose cards, card readers, the finance settlement center, an identification center and printing modules, wherein the card readers are respectively connected with the finance settlement center and the identification center through a special line or a network, and the printing modules are connected with the finance settlement center through a network or a special line. The personal consumption settlement method for the local smart all-purpose cards comprises six steps: logon, card swiping, identification, ordering, order print and settlement. The invention solves the problems that online shopping and payment are inconvenient and unsecured and remedies various deficiencies of the prior payment technologies for the online shopping.
Description
technical field [0001] The present invention relates to a local intelligent one-card personal consumption settlement system and its method, in particular to a local intelligent one-card personal consumption settlement system and its method with a virtual account-financial settlement center account-bank account three-level protection security management system . Background technique [0002] At present, online shopping and payment are becoming more and more common, but due to technical and security issues of payment tools, it has brought a lot of trouble and inconvenience to users. First of all, online banking needs to be opened at the counter before it can be used, which is extremely inconvenient, and because online banking leaves all user information online, it leaves a huge security risk, and security incidents continue to occur. Currently popular payment tools such as Alipay, because the information is also leaked on the Internet, especially when the product has a proble...
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Inventor 李鸿鹄
Owner 上海欧菲司健康管理咨询有限公司