Method and system for processing transaction messages

A technology of transaction messages and transaction information, applied in the field of information security, can solve problems such as inability to identify terminals, potential safety hazards, and existence of transaction information processing, and achieve the effect of ensuring security

Active Publication Date: 2013-05-08
TENDYRON CORP
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0003] At present, the terminal used by the user uses the bank's public key issued by the bank to encrypt the transaction information and send it to the bank. The ba...

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  • Method and system for processing transaction messages
  • Method and system for processing transaction messages
  • Method and system for processing transaction messages

Examples

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Embodiment Construction

[0014] Embodiments of the present invention are described in detail below, examples of which are shown in the drawings, wherein the same or similar reference numerals designate the same or similar elements or elements having the same or similar functions throughout. The embodiments described below by referring to the figures are exemplary only for explaining the present invention and should not be construed as limiting the present invention. On the contrary, the embodiments of the present invention include all changes, modifications and equivalents coming within the spirit and scope of the appended claims.

[0015] In the description of the present invention, it should be understood that the terms "first", "second" and so on are used for descriptive purposes only, and cannot be interpreted as indicating or implying relative importance. In the description of the present invention, it should be noted that unless otherwise specified and limited, the terms "connected" and "connect...

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Abstract

The invention provides a method and a system for processing transaction messages. The method comprises the following steps: a mobile terminal receives transaction information, and encrypts the transaction information according to a random number, hardware information, a user private key and a public key of a mobile bank server so as to obtain transaction messages and send the messages to the mobile bank server. The mobile bank server deciphers the transaction messages and verifies and signs for the messages according to the public key of the user. After verification and signature, an encryption key is generated, a digital envelope is generated according to the encryption key, the private key of the mobile bank server, a public key of a bank comprehensive prepositive server and the transaction information, and the digital envelope is sent to the bank comprehensive prepositive server. The bank comprehensive prepositive server deciphers the digital envelope according to the private key and the public key of the mobile bank server to obtain the transaction information and close the deal. By utilizing the method and the system, safe transmission of the transaction information among the mobile terminal, the mobile bank server and the bank comprehensive prepositive server can be ensured, and safety in mobile payment is guaranteed.

Description

technical field [0001] The invention relates to the technical field of information security, in particular to a transaction message processing method and a transaction message processing system. Background technique [0002] In recent years, with the rapid development of the Internet and financial informatization, online banking has been widely praised by users and the banking industry because of its convenience and high efficiency. [0003] At present, the terminal used by the user uses the bank's public key issued by the bank to encrypt the transaction information and send it to the bank. The bank cannot identify whether the terminal sending the transaction information is a secure terminal. During the processing of transaction information There are security risks. Contents of the invention [0004] The purpose of the present invention is to solve at least one of the above-mentioned technical drawbacks. [0005] In order to achieve the above object, the first object of ...

Claims

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Application Information

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IPC IPC(8): H04L9/32H04L9/30
Inventor 李东声
Owner TENDYRON CORP
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