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Transaction processing method based on electronic signature

A technology for electronic signature and transaction processing, applied in data processing applications, instruments, payment architecture, etc., can solve the problem that the security of electronic signature information cannot be guaranteed, there is no electronic signature information binding, and it is impossible to prove the one-to-one correspondence of electronic signature information, etc. question

Active Publication Date: 2013-06-26
CHINA UNIONPAY
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the existing electronic signature pad technology usually only accepts the cardholder's signature information, and the information is transmitted without safe processing. It cannot guarantee that the electronic signature information is transmitted from the electronic signature pad to the terminal and in the subsequent transmission process. security, easy to be stolen and copied, and used for other purposes
There is also no binding of the cardholder's electronic signature information with the current transaction, and it is impossible to prove that the electronic signature information is in one-to-one correspondence with the current transaction
These problems bring certain risks to the use of electronic signatures

Method used

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  • Transaction processing method based on electronic signature
  • Transaction processing method based on electronic signature
  • Transaction processing method based on electronic signature

Examples

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Embodiment Construction

[0024] According to an embodiment of the present invention, the equipment involved here includes a signature system, a payment terminal spaced apart from or combined with the signature system, and a transaction service platform system connected to the payment terminal. When a transaction person holding a bank card (hereinafter referred to as the cardholder) generates a transaction in a merchant and uses the bank card for payment, he must confirm his transaction by signing. For signature systems that use electronic signature pads rather than traditional paper signature credentials, the process begins with the user signing on the electronic signature pad. Here, the bank card includes, but is not limited to, a debit card, a credit card, or other payment cards issued by banks or other financial or commercial institutions that require signatures or equivalents. Signature can refer to the process of signing the cardholder's name on the surface of the electronic signature pad, such a...

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Abstract

The invention discloses a transaction processing method based on electronic signature. The transaction processing method includes: inputting electronic tag images; generating transaction feature code images; and obtaining the combined images by operating the transaction feature code images and the electronic signature images. By means of the transaction processing method, safety of the electronic signature can be guaranteed during transmission.

Description

technical field [0001] The invention relates to the encryption technology of the communication system, in particular to the encryption technology of the electronic signature used in the remote transaction system. Background technique [0002] With the rapid development of IT technology, remote transaction terminals have been widely used in business. However, security has always been a problem accompanying the development of remote transactions. There are some solutions for ensuring the security of remote transactions in the prior art. For example, the Chinese patent application whose publication number is CN1181552A discloses a portable point-of-sale terminal for communicating with a host, comprising a main part, a sub-section and means for connecting the two so that the sub-section can be accessed from the main unit with a minimum distance The main part is separated, and the branch remains connected with the main part; the main part includes: a two-way communication subsy...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/42
Inventor 徐燕军单长胜李伟周皓余华琼周晶王兰王孟辰
Owner CHINA UNIONPAY
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