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Electronic bank check and draft combination

A technology of electronic checks and bills of exchange, which is applied in the fields of instruments, finance, and data processing applications. It can solve problems such as increased workload, confusion, and easy writing errors, and achieve the effect of reducing manual filling and improving work efficiency.

Inactive Publication Date: 2013-06-26
ZHANGJIAGANG HONGZUAN TRADE
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] The various bills currently used by companies or individuals include cash checks, transfer checks, bills of exchange, and acceptance bills, etc. It can be said that they are very confusing and the format is not uniform. When filling in Chinese uppercase numbers, if you are a little negligent, it is easy to make mistakes, and according to the strict regulations of the bank, you have to rewrite it. Sometimes it takes more than 20 minutes to process a check
The whole process is time-consuming and labor-intensive, which greatly reduces the efficiency of work. This is incompatible with the current information age where office automation improves work efficiency. It is very backward, especially for the accounting personnel of enterprises, which increases a lot of work burden

Method used

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  • Electronic bank check and draft combination

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Embodiment Construction

[0007] The present invention will be described in further detail below in conjunction with the accompanying drawings.

[0008] Bank user Zhou Moumou received n pieces of special check paper from the bank according to the company's or / person's requirements. Now Zhou Moumou wants to write a cash check for 35,000 yuan, and the payee is Wang Moumou.

[0009] Zhou Moumou turned on the computer, and filled in the following content on the excel template according to the steps.

[0010] 1. Name of the paying bank: XX Bank

[0011] □Cash check □Transfer check □Bill of exchange □Acceptance draft

[0012] 2. Name of drawer: XX Co., Ltd.

[0013] 3. Drawer account number: 312000154566230

[0014] 4. Ticket issue date: 2012 / 11 / 3

[0015] 5. Ticket amount (RMB): 35000,00 (thirty-five thousand)

[0016] 6. Payee: Wang Moumou

[0017] 7. Payee's bank / account number:

[0018] 8. Purpose: travel expenses

[0019] 9. Check / money order validity period: 10 days

[0020] 10. Note: Since i...

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Abstract

The invention discloses an electronic bank check and draft combination which comprises a cash check, a transfer check, a draft and an acceptance draft. Bank bills are in PEG image formats which are automatically generated on excel by special computer software and then are printed on special check paper issued by banks. The paper has a standard A4 size, each piece of paper comprises three checks or drafts with identical sizes, and the checks or drafts are connected with one another by perforated holes, and can be peeled off after being printed. The Excel generates contents, including the name of a paying bank, the name of a drawer, an account number of the drawer, a drawing date, a drawing amount, a payee, a bank / an account number of the payee, purposes and an expiry date of each check / draft, of the check / draft. The electronic checks / drafts can be printed in an office in advance, a troublesome manual filling procedure is omitted, and the work efficiency ofbanks is improved.

Description

technical field [0001] The invention relates to a bank electronic check and a money order. Background technique [0002] The various bills currently used by companies or individuals include cash checks, transfer checks, bills of exchange, and acceptance bills, etc. It can be said that they are very confusing and the format is not uniform. When filling in Chinese uppercase numbers, if you are a little negligent, it is easy to make mistakes, and according to the strict regulations of the bank, you have to rewrite it. Sometimes it takes more than 20 minutes to process a check. The whole process is time-consuming and labor-intensive, which greatly reduces the efficiency of work. This is incompatible with the current information age where office automation improves work efficiency. Contents of the invention [0003] Today, when current computers and the Internet are very popular, the present invention designs a bank electronic check and money order, and realizes the electronic...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
Inventor 张翼赵红梅
Owner ZHANGJIAGANG HONGZUAN TRADE