Looking for breakthrough ideas for innovation challenges? Try Patsnap Eureka!

Method and system for preventing unauthorized credit card swiping through mobile phone based on two-dimensional code

A two-dimensional code and credit card technology, applied in the field of consumer payment, can solve the problems of single identity verification method and lax verification procedures, and achieve the effect of convenient use, avoiding theft and brushing, and good application prospects.

Inactive Publication Date: 2014-01-01
HUIZHOU TCL MOBILE COMM CO LTD
View PDF4 Cites 19 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

At the same time, due to the single identity verification method of the credit card payment terminal, the verification procedure is not strict and provides conditions for criminals

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Method and system for preventing unauthorized credit card swiping through mobile phone based on two-dimensional code
  • Method and system for preventing unauthorized credit card swiping through mobile phone based on two-dimensional code
  • Method and system for preventing unauthorized credit card swiping through mobile phone based on two-dimensional code

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0034] The present invention provides a method and system for anti-theft credit card swiping through mobile phones based on two-dimensional codes. In order to make the purpose, technical solution and effect of the present invention clearer and clearer, the present invention will be further described in detail below. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0035] A two-dimensional code is a barcode image that uses black and white plane geometric figures to record information such as text, pictures, and URLs through corresponding encoding algorithms. QR code features:

[0036] 1. High-density coding, large information capacity: it can accommodate up to 1850 uppercase letters or 2710 numbers or 1108 bytes, or more than 500 Chinese characters, which is dozens of times higher than ordinary barcode information capacity.

[0037] 2. Wide range of encoding: the barcode c...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention discloses a method and system for preventing unauthorized credit card swiping through a mobile phone based on a two-dimensional code. The method comprises the steps that the mobile phone receives the two-dimensional code sent by a server end, wherein the two-dimensional code comprises credit card account number information, identity card information and a secret key; the mobile phone displays the two-dimensional code; a card swiping end conducts scanning and analyzing on the two-dimensional code; the analyzed secret key is sent to the server end for matching; if matching fails, the card swiping end receives an unlocking failure instruction and settlement is stopped; if matching succeeds, the card swiping end receives an unlocking instruction, the two-dimensional code is analyzed continuously, a user is informed of inputting passwords and the passwords are sent to the server end for verification; when verification succeeds, the card swiping end receives a verification success instruction and settlement is completed; when verification fails, the card swiping end receives a verification failure instruction and settlement is stopped. According to the method and system, the two-dimensional code, containing the information like the credit card account number, on the mobile phone is used for replacing a credit card for conducting payment, the problem of unauthorized credit card swiping is avoided, and meanwhile, the use safety of the two-dimensional code is guaranteed through the combination of various verification measures.

Description

technical field [0001] The invention relates to the technical field of consumer payment, in particular to a method and system for realizing credit card anti-theft swiping through a mobile phone based on a two-dimensional code. Background technique [0002] With the increasing popularity of credit cards, there are more and more payment methods by credit cards. Using credit cards to pay is not only easy to operate, but also eliminates the trouble of making change. However, while credit cards bring convenience to cardholders, they also come with Many risks In fact, with the increase in the popularity of credit cards, legal disputes about theft and copying of credit cards have continued unabated. [0003] At present, the typical credit card fraud cases usually rely on copying credit card magnetic stripe information and stealing passwords to realize theft-copy-stealing and cashing out. The typical means of copying the magnetic stripe information include: the credit card is lost ...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
IPC IPC(8): G06Q20/38
CPCG06Q20/3274
Inventor 蔡玲芳
Owner HUIZHOU TCL MOBILE COMM CO LTD
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Patsnap Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Patsnap Eureka Blog
Learn More
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic, Popular Technical Reports.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap|About US| Contact US: help@patsnap.com