Near field payment apparatus and system thereof

Abstract

The invention provides a near field payment apparatus and a system thereof. The apparatus comprises a first wireless communication unit, a processing unit and a near field payment unit. The first wireless communication unit is used to transmit interaction data of the processing unit and a mobile terminal. The processing unit is used to make the near field payment unit carry out near field payment according to a payment instruction of the mobile terminal and feed back feedback data of the near field payment unit to the mobile terminal. The near field payment unit is used for carrying out interaction payment data with a charging terminal. According to the apparatus and the system in an embodiment of the invention, the near field payment apparatus and the mobile terminal are arranged in a separation mode so that a user can only purchase a near field payment apparatus. And the near field payment apparatus can be cooperated with the mobile terminal which the user already has so that the near field payment can be completed. According to the apparatus and the system in the embodiment of the invention, the user does not need to replace the original mobile terminal so that cost investment of the user, which is used to realize the near field payment, can be effectively reduced; popularization and development of an application of the near field payment can be greatly promoted.

Description

technical field [0001] The present invention relates to the field of communication technology, in particular to a near-field payment device and system. Background technique [0002] In recent years, with the development of communication technology, more and more applications can be included in the mobile terminal, among which, the method of making account payment for the consumed goods or services through the mobile terminal also begins to appear. This kind of payment method that uses short-distance communication technology to realize non-contact information interaction between mobile terminals and electronic payment devices such as mobile terminals, POS machines, ATM machines, etc. to complete the currency payment process of both parties in the transaction is called near-field payment. [0003] In the prior art, the mobile terminal is generally equipped with a payment module to enable the mobile terminal to realize the near-field payment, that is, if the user needs to compl...

AI Technical Summary

Problems solved by technology

[0005] From the above, it can be seen that in the prior art, because the realization of near-field payment requires users to invest a large cost to purchase a mobile terminal with near-field payment function, the promotion and development of the application of near-field payment has been greatly affected. constraints

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