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Electronic cash with expiration-date label and issuing system

A technology of electronic cash and electronic banking, applied in cash registers, instruments, etc., can solve the problems of lost, irretrievable, and damaged electronic wallets

Inactive Publication Date: 2014-06-04
惠公
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In order to solve the problem that the electronic cash in the existing electronic wallet cannot be retrieved due to the loss or damage of the electronic wallet for some reason, the present invention provides an electronic cash and issuance system with a time-sensitive label. The electronic cash is charged into the electronic wallet and issued in the issuing system of the present invention. If the electronic wallet is lost, the electronic cash in the electronic wallet can be reported to the issuing outlet of the original issuing electronic bank to retrieve it.

Method used

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  • Electronic cash with expiration-date label and issuing system

Examples

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Embodiment Construction

[0010] In the figure, according to the application of the e-wallet user, a certain amount of currency cash or funds on the bank card delivered by it is converted into an equivalent amount of electronic cash sequence data flow, and a 30-day validity period label is loaded, and the financial smart card reader ( 1) Write it into the e-wallet (2); when the e-wallet user needs to purchase goods or services of a merchant, the merchant operates the QuickPass POS (3) to issue a QuickPass collection instruction, and the e-wallet user sends the e-wallet (2) Get close to the QuickPass POS (3), and the QuickPass POS (3) will read the electronic cash in the electronic wallet (2). (3) The amount of the QuickPass collection instruction issued will be deducted from the electronic cash in the electronic wallet (2) to the electronic cash storage of the QuickPass POS (3), and will be sent to the original electronic cash issuing electronic bank via the acquiring bank when the account is settled. ...

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Abstract

The invention provides a type of electronic cash with an expiration-date label and an issuing system. When an electronic wallet is lost or is damaged due to some certain reasons, a user can go to an issuing branch of the original issuing electronic bank to apply for an "Electronic cash loss report". After an expiration date of reported electronic cash, the user can bring an "Electronic cash loss report form" to the issuing branch of the original issuing electronic bank to apply for settlement of electronic cash cashed by the user in the last period. The amount of the electronic cash cashed by the user in the last period minus the sum of electronic cash which is carried over to the user for Quick Pass by an acquiring bank and is received by the issuing branch of the original issuing electronic bank is the amount of the electronic cash reported to be lost by the user, and the reported electronic cash is retrieved thereby.

Description

Technical field [0001] The invention relates to an electronic cash and issuing system, in particular to an electronic cash and issuing system with a time-sensitive label. Background technique [0002] Currently, in the known e-cash and issuance systems, the issued e-cash is not loaded with an aging label, and the distribution management software system is not scientific enough. The e-cash charged into the e-wallet will be lost or damaged due to some reason. Get it back, causing undeserved monetary losses to e-wallet users. [0003] People are longing for a kind of " electronic cash and distribution system " that can recover lost or damage electronic cash in the electronic wallet for some reason. Contents of the invention [0004] In order to solve the problem that the electronic cash in the existing electronic wallet cannot be retrieved due to the loss or damage of the electronic wallet for some reason, the present invention provides an electronic cash and issuance system...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07G1/00
Inventor 惠公
Owner 惠公