Method and system for judging and prompting security of online banking transactions
An online banking and transaction technology, applied in the field of online banking transaction security judgment and prompt, can solve problems such as user omissions, and achieve the effect of increasing operational security.
Inactive Publication Date: 2017-02-15
WATCHDATA SYST
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Problems solved by technology
The prompt information on the security device needs to be carefully confirmed by the user. Unclear prompts are likely to cause user negligence, causing users to suffer losses and causing online banking transaction disputes
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[0028] The present invention will be further described in detail below in conjunction with the accompanying drawings and specific embodiments.
[0029] figure 1 Shows a structural block diagram of an online banking transaction security judgment and prompt system in a specific embodiment of the present invention, the system mainly includes a bank account information storage module 11, a transaction information analysis module 12, an account information retrieval module 13 and a transaction judgment and prompt module 14, of which:
[0030] The account information storage module 11 is used to store the bank card information database list in the online banking security device; the bank card information database list refers to a data table for storing bank card related information;
[0031] Transaction information analysis module 12 When the user initiates an online banking transaction to the online banking security device at the client end, the online banking security device anal...
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The invention discloses a method and a device for judging and prompting e-bank (electronic bank) transaction safety. The method comprises the steps of firstly saving a bank card information database list to an e-bank safety device, analyzing e-bank transaction information by the e-bank safety device when an e-bank transaction is carried out, obtaining related bank card information of a receiving party in the e-bank transaction information, searching in the bank card information database list according to a bank card number in the related bank card information, obtaining corresponding related bank card information in the bank card information database list, and finally comparing the related bank card information which is obtained by analyzing the e-bank safety device with the related bank card information searched in the bank card information database list and confirming whether the e-bank transaction information is correct or not. According to the method and the device for judging and prompting the e-bank transaction safety, disclosed by the invention, transaction data are automatically compared with bank account data which are pre-stored in the e-bank safety device before the e-bank transaction information is confirmed by a user, key information can be more clearly and perspicuously confirmed by the user through the way, and the operating safety of e-bank transaction is increased.
Description
technical field [0001] The invention relates to the technical field of online banking transaction security, in particular to a method and system for judging and prompting online banking transaction security. Background technique [0002] Online banking security equipment, such as the second-generation identity authentication device USBKEY (the Chinese name is commonly known as the visual button type smart password key or online banking shield), as a personal identity authentication and digital signature terminal, has been widely used in terminal authentication by online banking and e-government affairs. product. The central bank has repeatedly issued policy documents to strengthen the security construction of online banking, including the use of hardware such as USBKEY as terminals for online banking transaction security. [0003] USBKEY plays a key role in security protection in online banking transactions. After the traditional USBKEY receives the online banking transacti...
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IPC IPC(8): G06F21/34G06Q20/40
CPCG06Q20/34G06Q20/382G06Q20/401
Inventor 袁永贵
Owner WATCHDATA SYST