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Systems, methods, and computer program products for detecting and managing changes associated with mobile wallets

A technology for mobile wallets and computers, applied in the field of detection and management of changes associated with mobile wallets, capable of solving problems such as complex data requirements for mobile devices

Inactive Publication Date: 2015-03-04
JVL VENTURES +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Storing, accessing or retrieving and using mobile device data stored on various systems requires complex coordination

Method used

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  • Systems, methods, and computer program products for detecting and managing changes associated with mobile wallets
  • Systems, methods, and computer program products for detecting and managing changes associated with mobile wallets
  • Systems, methods, and computer program products for detecting and managing changes associated with mobile wallets

Examples

Experimental program
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Embodiment Construction

[0029] I. Overview

[0030] Example embodiments of the invention presented herein are directed to systems, methods, and computer program products for detecting and managing changes associated with mobile wallets in mobile devices. These changes may include, for example, the mobile device, a secure element communicatively coupled to the mobile device (e.g., Universal Integrated Circuit Card (UICC), embedded SE, secure microSD, etc.), MSISDN, MNO, MNO provider, MNO account status and / or changes in or to hardware and / or software in any combination thereof.

[0031] Example embodiments of the invention presented herein are guided and described herein with respect to an example mobile wallet that determines whether a mobile device onto which it is installed is eligible to support the mobile wallet. This description is not intended to limit the application of the example embodiments presented herein. In fact, after reading the following description, it will be apparent to those sk...

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PUM

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Abstract

System, methods, and computer program products are provided for detecting and managing changes associated with a mobile wallet. Current mobile wallet data is retrieved from at least one memory, and new mobile device attributes are retrieved. It is determined whether a change has occurred based on a comparison of the current mobile wallet data and the new mobile device attributes. A request to process a change is transmitted to a server on a communications network. Update data is received over the communications network, and the current mobile wallet data is updated in the at least one memory with the update data.

Description

technical field [0001] The present invention relates to detecting and managing changes in hardware and software, and more particularly to systems, methods and computer program products for detecting and managing changes associated with mobile wallets. Background technique [0002] Mobile devices, such as wireless or cellular telephones, are increasingly used as financial instruments to conduct business transactions. These transactions may be, for example, contactless transactions at point-of-sale (POS) (or "checkout") terminals. The ability to conduct commerce using a mobile device (referred to as m-commerce) enables a user to store, for example, credit card, discount, and loyalty card information on a mobile device, and then use the mobile device to conduct commerce without, for example, a physical credit card , coupon or loyalty card. [0003] A mobile wallet is an application that enables a user to conduct transactions using a mobile device (eg, via the mobile device's ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G06Q30/06H04W12/00H04L29/06H04W4/50
CPCH04W12/08G06Q20/363G06Q30/0601H04L63/08H04W12/10H04W88/02H04W4/001H04W12/06H04W4/50H04W12/35H04W12/086
Inventor M.贾因K.P.约翰逊塞耶德M.海德J.赞索斯
Owner JVL VENTURES