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Transaction control method and apparatus

A control device and transaction technology, applied in the field of computer networks, can solve problems such as low accuracy

Active Publication Date: 2016-03-30
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The embodiment of the present application provides a transaction control method and device to solve the problem of low accuracy of the existing transaction control method for each user based on the transaction data of all users

Method used

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  • Transaction control method and apparatus
  • Transaction control method and apparatus
  • Transaction control method and apparatus

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Embodiment Construction

[0039] In the embodiment of this application, the security transaction identification information is determined for a single user; after receiving the transaction request sent by the user, multiple transaction features corresponding to the user's current transaction are extracted; according to the user-specific security transaction identification information, Determine the probability that the user conducts safe transactions and risky transactions under the multiple extracted transaction characteristics, and based on the determined probability that the user conducts safe transactions and risky transactions, conduct transaction control on the user's current transactions. It can be seen that the embodiment of the present application essentially provides a transaction control method that is completely different from the existing methods; The probability of safe transactions and risky transactions, so that the individual differences in transaction characteristics of different users...

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Abstract

The application relates to the field of computer network technology, more particularly to a transaction control method and apparatus for solving the problem of low accuracy of a transmission control method for each user based on transaction data of all the users in the prior art. The transaction control method comprises the steps of extracting a plurality of transaction characteristics corresponding to a current transaction of a user after receiving a transaction request transmitted by the user; determining, based on security transaction identification information of the user, the probability of the transaction of the user as a security transaction under the plurality of transaction characteristics and the probability of the transaction of the user as a risk transaction under the plurality of transaction characteristics, the security transaction identification information including the probability of the transaction of the user as the security transaction under each transaction characteristic; and conducting transaction control for the current transaction of the user based on the probability of the transaction of the user as the security transaction under the plurality of transaction characteristics and the probability of the transaction of the user as the risk transaction under the plurality of transaction characteristics.

Description

technical field [0001] The present application relates to the technical field of computer networks, in particular to a transaction control method and device. Background technique [0002] With the development of network technology, it is becoming more and more convenient and common for users to conduct transactions through the network. While network transactions bring convenience to users, they also bring certain risks. This requires the current needs of users Complete transactions for accurate transaction control. [0003] At present, in order to achieve transaction control, first extract all user transaction data, determine the overall difference characteristics of all safe transactions and risk transactions, and determine a safety transaction score for each difference characteristic; after receiving the user's transaction request, According to the overall difference characteristics of all security transactions and risk transactions determined and the security transaction...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/04G06F19/00
Inventor 洪满伙
Owner ADVANCED NEW TECH CO LTD
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