Mobile fusion electronic payment method adopting participation of electronic vouchers in consumption payment

Abstract

The invention relates to a mobile fusion electronic payment method adopting participation of electronic vouchers in consumption payment. The mobile fusion electronic payment method is characterized in that a cell phone, a fusion payment management platform, a gift certificate consumption service platform, a point gift certificate exchange platform, a daily consumption service platform, a ticket two-dimension code scanner, an Alipay platform, a Unionpay platform can be cooperated with each other; and the gift certificate consumption and the daily consumption of the consumers can be integrated with the payment way of using the electronic vouchers as the cash and the network payment platform payment way through the unified mobile client. The loyalty of the consumers to the service providers can be enhanced, the consumption can be prompted, the economic growth can be prompted, and therefore the novel S2C technology adopting the mobile Internet and the information processing technology to serve the masses can be provided.

Description

technical field [0001] The invention relates to a fusion electronic payment method, in particular to a mobile fusion electronic payment method in which electronic vouchers participate in consumption payment. Background technique [0002] Gift certificates are a kind of vouchers or cards issued by merchants to solve the problem of giving gifts to customers and to protect their own sales force. Individuals buy gift certificates or cards for gifting to relatives and friends or for shopping by themselves. Many enterprises and institutions purchase gift certificates or cards as employee benefits. For issuance, gift certificates or cards are mostly purchased on the website, place or time period designated by the issuing gift certificate or card company. At present, there are many gift certificate / card websites in China. [0003] China is a country that pursues reciprocity. Gift certificates or cards bring considerable convenience in the company's communication with customers or em...

AI Technical Summary

Problems solved by technology

[0004] 1. How to choose a company that issues gift certificates when buying gift certificates, how to choose gift certificates that are suitable for customers or employees to shop with relatives and friends, entangled in not knowing what to give to achieve your heart, lack of a unified selection and purchase of various gift certificates Methods;

[0005] 2. Now that living conditions are better, many consumers have a variety of gift certificates, and may need to go to different websites, locations or time slots to shop, which will be very tiring, causing consumers to be unable to use gift certificates freely, resulting in waste of gift certificates , this kind of waste has caused losses in many aspects such as consumers, givers, merchants, etc., and there is a lack of a unified method for consumers to conveniently manage and consume various gift certificates;

[0006] 3. At the current stage, the various gift certificates owned by consumers can only be used for shopping and have no other purpose. For example, they cannot be used as vouchers to offset consumers’ daily consumption expenditures in cash. There is a lack of a gift certificate that can be used for daily consumption expenditures. Methods;

[0007] At present, consumers have many types of daily consumption and large expenditures. Common daily expenditures include mobile phone top-up, water, electricity and gas payment, broadband and other network payment, cable fees, exhibition tickets, etc. Consumers’ daily consumption payment, generally It is to go to the service window of the service provider or merchant to pay cash, or to log in to a special website for online banking payment. This daily payment method not only consumes a lot of free time of consumers, but also makes consumers tired of running around. Mobile client payment methods for various daily consumption

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