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Mobile payment method and electronic device

A technology for electronic equipment and mobile payment, applied in the payment system, payment system structure, instruments, etc., can solve the problems of many operation steps and poor user experience, and achieve the effect of simplified operation steps, convenient switching and high security

Active Publication Date: 2016-08-03
VIVO MOBILE COMM CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] In order to solve the above-mentioned technical problems, the present invention provides a mobile payment method and electronic equipment, which solves the problems of many operating steps and poor user experience in the process of mobile payment in the prior art

Method used

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Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0019] Such as figure 1 As shown, the embodiment of the present invention provides a mobile payment method, specifically including:

[0020] Step S101: Obtain a touch screen action on a touch screen of an electronic device, and obtain first fingerprint information from the touch screen action.

[0021] Here, the acquisition of the first fingerprint information can be implemented in a variety of ways, for example: by pressing the fingerprint identification button of the electronic device, or collecting the user's fingerprint information through other fingerprint identification devices, this embodiment only uses the acquisition of the first fingerprint information from the touch screen as Example to illustrate.

[0022] After the touch screen action on the touch screen of the electronic device is acquired, the fingerprint scanning function of the touch screen of the electronic device is triggered. In order to avoid the occurrence of misoperation, preferably, the duration of th...

Embodiment 2

[0029] Such as figure 2 As shown, the mobile payment method specifically includes the following steps:

[0030] Step S201: Obtain a touch screen action on a touch screen of an electronic device.

[0031] After the touch screen action on the touch screen of the electronic device is acquired, the fingerprint scanning function of the touch screen of the electronic device is triggered. In order to avoid misoperation, preferably, the duration of the touch screen action can be detected, and when it is detected that the duration of the touch screen action exceeds a preset threshold, the fingerprint scanning function of the touch screen of the electronic device is activated.

[0032] Step S202: Obtain first fingerprint information according to the touch screen action.

[0033] According to the touch screen action, after triggering the fingerprint scanning function of the touch screen of the electronic device, the scanned fingerprint information is used as the first fingerprint info...

Embodiment 3

[0057] Such as image 3 As shown, the mobile payment method specifically includes the following steps:

[0058] Step S301: Obtain a touch screen action on a touch screen of an electronic device.

[0059] After the touch screen action on the touch screen of the electronic device is acquired, the fingerprint scanning function of the touch screen of the electronic device is triggered. In order to avoid misoperation, preferably, the duration of the touch screen action can be detected, and when it is detected that the duration of the touch screen action exceeds a preset threshold, the fingerprint scanning function of the touch screen of the electronic device is activated.

[0060] Step S302: Obtain first fingerprint information according to the touch screen action.

[0061] According to the touch screen action, after triggering the fingerprint scanning function of the touch screen of the electronic device, the scanned fingerprint information is used as the first fingerprint infor...

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Abstract

The invention discloses a mobile payment method and an electronic device. The method comprises the steps of acquiring a screen touching action applied onto the touch screen of the electronic device to obtain the first fingerprint information; if the first fingerprint information is matched with the pre-configured login fingerprint information, successfully completing the login of the payment application and displaying the information of one or more payment accounts corresponding to the first fingerprint information; after the information of one payment account among the above one or more payment accounts is selected, conducting the payment according to the information of the selected payment account. According to the technical scheme of the invention, the fingerprint authentication mode is adopted to replace the traditional mode based on usernames and passwords, so that the method is higher in safety, convenience and practicality. Due to the uniqueness of the fingerprint information, a corresponding payment account can be selected out of a plurality of pre-stored payment accounts through matching the information of the corresponding payment account with the information of the plurality of pre-stored payment accounts. Therefore, the operation process of the mobile payment operation is simplified, and the same electronic device can be shared by multiple users. Moreover, the switching operation is convenient for users.

Description

technical field [0001] The invention relates to the field of mobile payment and intelligent terminals, in particular to a mobile payment method and electronic equipment. Background technique [0002] With the continuous development of electronic information technology, various intelligent terminal devices such as smartphones and tablet computers have gradually become a necessity in our lives. Subsequently, mobile payment as an emerging payment method is gradually accepted by people. Through the fingerprint recognition function of smart terminal equipment, the security of mobile payment technology can be better guaranteed. Scan QR code or Near Field Communication (NFC, Near Field Communication) payment and other methods for mobile payment function. However, when different users use the same terminal device, it is usually necessary to log out the original account information and enter new account information to realize user switching. The intermediate operation steps are too ...

Claims

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Application Information

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IPC IPC(8): G06Q20/38G06Q20/40
CPCG06Q20/382G06Q20/40145
Inventor 马瑞兵
Owner VIVO MOBILE COMM CO LTD
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