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An offline payment method and device

An offline payment and voucher technology, applied in the network field, can solve problems such as low security and cumbersome process processing, and achieve the effect of safe use

Active Publication Date: 2020-07-24
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, in related technologies, even if an account of another payment application is selected from a third-party payment application for offline payment, the payment client of the payment application on the consumer terminal needs to be invoked, and the payment client performs the offline payment of the payment application. process
In this way, the process processing is relatively cumbersome for the user. Moreover, the offline payment identity certificate generated by the other payment application can be directly obtained after reaching the consumer terminal, which is equivalent to the user can easily obtain it from a third-party payment application. Obtain the offline payment identity certificate of a certain payment application, and the security is also low

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  • An offline payment method and device
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  • An offline payment method and device

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Embodiment Construction

[0029] Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, the same numerals in different drawings refer to the same or similar elements unless otherwise indicated. The implementations described in the following exemplary embodiments do not represent all implementations consistent with this application. Rather, they are merely examples of apparatuses and methods consistent with aspects of the present application as recited in the appended claims.

[0030] With the development of the mobile Internet, it has gradually become a trend for consumer terminals to integrate the payment methods of third-party payment companies. Users can quickly open the third-party payment application corresponding to the third-party payment company from the consumer terminal and use the third-party payment application Make payments quickly. For example, ...

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Abstract

The present application provides an offline payment method and device. The method includes: when a third-party payment application receives an offline payment request corresponding to a target payment application, obtains the identity authentication identifier of the user who sent the request; When the identification verification is passed, the third-party payment application obtains the offline payment certificate issued by the target payment application for the user and stored in the terminal; the third-party payment application provides the offline payment certificate to the offline payment business party, so that the offline payment business party Request the target payment application to process the user's offline payment. This application makes it faster and safer to select a payment application from the third-party payment applications integrated in the consumer terminal for offline payment.

Description

technical field [0001] This application relates to network technology, in particular to an offline payment method and device. Background technique [0002] Offline payment is a method that can pay without the need for a network. Because this method makes payment more convenient for users and does not need to consume network traffic, it is gradually being used. When smart devices such as smartphones and smart watches are used as consumer terminals, they also need to be able to use the consumer terminal to perform offline payments to facilitate payment for users. In addition, with the development of the mobile Internet, it has gradually become a trend for consumer terminals to integrate the payment methods of third-party payment companies. Users can quickly open the third-party payment application corresponding to the third-party payment company from the consumer terminal, and use the third-party The third-party payment application quickly makes payment; then a corresponding ...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/40G06Q20/08
CPCG06Q20/0855G06Q20/4014G06Q20/3265G06Q20/3227G06Q20/3829G06Q20/0658G06Q20/40G06Q20/3274G06Q20/38215G06Q20/40145
Inventor 孙元博
Owner ADVANCED NEW TECH CO LTD