Method for constructing financial asset trading system based on alliance chain

Abstract

The invention discloses a method for constructing a financial asset trading system based on an alliance chain. With an alliance chain as a technical support, a novel financial asset digital unique certificate is provided based on the existing laws and regulations. The system uses a distributed technology architecture. All participants jointly maintain the ledger of financial asset trading. It is ensured that the trading of financial assets is open, transparent, real and credible. The credit risk of trading is reduced. The cross-platform and cross-region flow of financial assets is promoted. Tedious manual account checking work between platforms is omitted. In addition, the block chain technology is applied to the field of financial asset trading for the first time. A unified and standardized financial asset trading platform is established. Digital management of financial assets is realized. The credit risk of trading can be prevented effectively. The efficiency of trading and supervising is improved. The trading cost is reduced.

Description

technical field [0001] The invention belongs to the technical field of financial asset transactions, and in particular relates to a method for constructing a financial asset transaction system based on an alliance chain. Background technique [0002] Financial assets, the symmetry of physical assets, are intangible assets in a broad sense, assets in the form of value owned by units or individuals, and an intangible right to claim physical assets, which can bring immediate Assets that refer to long-term or forward monetary income flows are the general term for all financial instruments that can be traded in organized financial markets and have real prices and future valuations. Financial assets include bank deposits, cash on hand, accounts receivable, notes receivable, loans, bonds, stocks, funds, financial derivatives, etc. Financial assets can be traded directly on financial asset exchanges or trading centers, and are usually more liquid than real assets such as land and r...

AI Technical Summary

Problems solved by technology

However, these regional markets are all loose industry alliances, tied together through cooperation agreements, without a unified platform and standard rules, and unable to solve the problem of cross-regional asset flow

[0006] Second, the moral hazard in the market is prominent, and the platform lacks credibility

[0007] Third, it is difficult for enterprises to obtain financing and the cost of financing is high

Due to the serious local segregation of the exchange, the lack of a unified information sharing platform, and the difficulty of cross-regional asset flow, it directly leads to difficulties in corporate financing.

In addition, the financial asset exchange is an intermediary platform, and its transaction costs are not a small cost for small and medium-sized enterprises, which is not conducive to the development of small and medium-sized enterprises

[0008] Fourth, there is a lack of a sound regulatory audit mechanism, and the system is inefficient

Financial asset trading is an off-site business, and the standards of each exchange are different, and there is a lack of a unified information sharing platform, which makes many cross-regional transactions difficult to trace and difficult to supervise

In addition, supervision requires a lot of manual review work, transaction vouchers also need to be verified repeatedly, and the operation efficiency is low

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