Information audit method and device

A technology for prompting information and verifying information, applied in the information field, can solve the problems of single audit method and low efficiency, and achieve the effect of reducing credit risk, improving accuracy and improving audit efficiency

Pending Publication Date: 2017-11-24
SIMPLECREDIT MICRO LENDING CO LTD
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  • Abstract
  • Description
  • Claims
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Problems solved by technology

The current loan information is usually reviewed through external databases or offline verification, which is single and inefficient

Method used

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  • Information audit method and device
  • Information audit method and device

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Embodiment Construction

[0018] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention. Obviously, the described embodiments It is a part of embodiments of the present invention, but not all embodiments. The components of the embodiments of the invention generally described and illustrated in the figures herein may be arranged and designed in a variety of different configurations.

[0019] Accordingly, the following detailed description of the embodiments of the invention provided in the accompanying drawings is not intended to limit the scope of the claimed invention, but merely represents selected embodiments of the invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art wi...

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Abstract

The present invention provides an information audit method and device. The method and device are applied to a voice loan system configured to record entering loan information through a voice mode. The method comprises: in the process of voice entering load information, recording reaction duration of recording target loan information, wherein the reaction duration is a time interval configured to perform prompt from the ending of voice broadcast of entering target loan information to starting of entering the target loan information; performing audit of the target loan information based on the reaction duration; and in the condition of passing of the target loan information audit, determining the loan limit based on the entered loan information. Therefore, the accuracy of the loan information audit can be improved, and the credit risk of a credit and loan platform. Besides, the loan information is audited through the reaction duration, and the information audit method and device are more accurate and rapid so as to greatly improve the audit efficiency compared to a traditional audit mode.

Description

technical field [0001] The present invention relates to the field of information technology, in particular to an information review method and device. Background technique [0002] Usually, credit platforms need to conduct risk assessment based on the loan information provided by the lender before granting loans, that is, to verify the authenticity of the loan information provided by the lender. The current loan information is usually reviewed through external databases or offline verification, which is single and inefficient. Contents of the invention [0003] In view of this, the object of the present invention is to provide an information review method and device to improve the above problems. [0004] In order to achieve the above purpose, an embodiment of the present invention provides an information review method, which is applied to a voice loan system, and the voice loan system enters loan information by voice, and the method includes: [0005] In the process of ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
CPCG06Q40/03G06F3/167G10L25/63G10L25/48G10L15/02G10L15/22G10L2015/223
Inventor 王凯宁
Owner SIMPLECREDIT MICRO LENDING CO LTD
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