Medical benefit fund actuarial prediction method and device

Abstract

The invention relates to a medical benefit fund actuarial prediction method and device. The method comprises the steps that historical basic medical insurance structure data, historical insured demographic data and historical medical expense data sent by a terminal are received; base year insured demographic data is acquired according to the historical insured demographic data, a historical insured demographic average growth rate is calculated, and a predicted year insured population is calculated according to the base year insured demographic data and the historical insured demographic average growth rate; predicted year medical benefit fund inflow is determined according to the predicted year insured population and the historical basic medical insurance structure data; predicted year medical benefit fund outflow is determined according to the predicted year insured population and the historical medical expense data; and when the predicted year medical benefit fund inflow is smaller than the predicted year medical benefit fund outflow, risk prompt information is sent to the terminal. Through the medical benefit fund actuarial prediction, medical benefit fund actuarial early warning analysis efficiency is greatly improved, and prediction precision is effectively guaranteed.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a medical insurance fund actuarial forecasting method and device. Background technique [0002] Medical insurance is an important part of social insurance. Forecasting the balance of income and expenditure of the medical insurance fund in the future can make timely adjustments to the income and expenditure policy of the medical insurance fund to avoid the risk of a shortage of the medical insurance fund and ensure the balance of the income and expenditure of the medical insurance fund. Traditional medical insurance fund revenue and expenditure forecasting is to manually predict the future medical insurance fund revenue and expenditure balance based on historical medical insurance fund data. This kind of medical insurance fund revenue and expenditure balance forecasting method requires manual collection, sorting, and analysis of complex medical insurance income data and medical i...

AI Technical Summary

Problems solved by technology

[0003] Based on this, it is necessary to provide a medical insurance fund actuarial forecasting method and device for the technical problems of high manual labor intensity, low forecasting efficiency, and low forecasting accuracy existing in the traditional medical insurance fund balance of payments forecasting method

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