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Method and device for determining policy of insurance claim settlement case

A technology for determining methods and guarantees, applied in data processing applications, electronic digital data processing, special data processing applications, etc., can solve the problems of many human resources occupied, long review time, high error rate, etc., to improve timeliness and accuracy , reduce the error rate and save human resources

Inactive Publication Date: 2018-03-09
PING AN TECH (SHENZHEN) CO LTD
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AI Technical Summary

Problems solved by technology

[0005] In view of this, this application provides a policy determination method and device for insurance claim cases, the main purpose of which is to solve the problem that when staff manually review insurance policies for insurance claim cases, many human resources are occupied, the review time is long, and the error rate is high. higher question

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  • Method and device for determining policy of insurance claim settlement case
  • Method and device for determining policy of insurance claim settlement case
  • Method and device for determining policy of insurance claim settlement case

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Embodiment Construction

[0028] Exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. Although exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited by the embodiments set forth herein. Rather, these embodiments are provided for more thorough understanding of the present disclosure and to fully convey the scope of the present disclosure to those skilled in the art.

[0029] Since the user may have purchased multiple insurance products at the same time, including high-end or low-end products, etc., when the user claims compensation from the insurance company after an insurance claim, the traditional method requires the staff to manually check each insurance product purchased by the user. High-end insurance policies will be manually selected first, and subsequent claims operations will be prioriti...

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Abstract

The invention discloses a method and a device for determining policy of an insurance claim settlement case. The method includes: acquiring multiple policy data of an insurance claim settlement case; according to preset self-examination qualification standards, performing self-examination qualification checking on the policy data respectively; with reference to preset priority configuration rules,configuring corresponding priority for the policy data meeting the preset self-examination qualification standards; determining the policy data with highest priority as target policy data. Through theabove scheme, the policy data related to the insurance claim settlement case can be automatically checked, and the policy data most suitable for the insurance claim settlement case can be selected asthe target policy data. The whole process of selecting the target policy data is completed automatically, so that manpower resources can be saved, error rate can be reduced, and timeliness and accuracy of insurance claim settlement are improved effectively.

Description

technical field [0001] The application belongs to the technical field of insurance claims, and in particular relates to a policy determination method and device for an insurance claim case. Background technique [0002] With the improvement of people's living standards, more and more people will invest part of their funds in insurance companies, resulting in more and more insurance claims cases that insurance companies need to deal with. After insurance claims cases occur, users need to claim compensation from insurance companies. If the user pre-purchases multiple insurance products according to their own needs, the insurance company needs to find the policy with the highest priority from each policy of the insurance claim case for priority compensation. [0003] At present, it is necessary for specialized staff to manually screen insurance policies, search from the various insurance policies entered into the system corresponding to insurance claims, manually review them on...

Claims

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Application Information

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IPC IPC(8): G06F17/30G06Q10/10G06Q40/08
CPCG06F16/9032G06Q10/103G06Q40/08
Inventor 丁学敏
Owner PING AN TECH (SHENZHEN) CO LTD
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