Efficient multi-task method for remote exploration of insurance claim settlement
A multi-task and efficient technology, applied in data processing applications, instruments, finance, etc., can solve the problems of time consumption and difficulty in guaranteeing the time efficiency of surveyors
Inactive Publication Date: 2018-05-04
甜新科技(上海)有限公司
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Problems solved by technology
[0002] Insurance claim settlement means that when an insured accident occurs in the subject matter of insurance and the property of the insured is damaged or the life of the insured is damaged, or other insured accidents stipulated in the policy need to pay insurance money, the insurance company shall perform the compensation or compensation according to the contract. The behavior of payment liability is the work that directly embodies the insurance function and fulfills the insurance responsibility. Simply put, insurance claim settlement is the behavior of the insurer to deal with the claim made by the insured after the occurrence of a risk accident on the subject matter of insurance. During the survey process, it is difficult to guarantee the time efficiency of the survey personnel. When personnel view the content delivered remotely, it will consume a lot of time
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Embodiment 1
[0020] Such as figure 1 As shown, the present invention provides an efficient multi-task method for remote investigation of insurance claims, including an insurance claim server terminal, which includes an automatic identification device, a model device operation model, and a regression enhanced identification device. The steps and methods are as follows:
[0021] a. After the insurer receives the notification of the accident, it shall designate evidence collection personnel to conduct on-site investigation. The evidence collection personnel may designate personnel for the reporter or the insurer to understand the loss and cause, and take photos on the spot to obtain evidence of the accident;
[0022] b. The original copy of the insurance policy or insurance certificate, the certificate of insurance premium paid, the original text that can prove the subject of insurance or the identity of the party concerned, the claim list, the certificate of accident inspection, and other pro...
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The invention provides an efficient multi-task method for the remote exploration of the insurance claim settlement. The method comprises an insurance claim settlement server terminal. The insurance claim settlement server terminal comprises automatic identification equipment, a model equipment operation model and a regression-strengthened identification device. The method comprises the following steps: a, after an insurance person receives a danger-out notice, the insurance person designates an evidence-taking person to carry out on-site investigation. The evidence-taking person can be an informant or a person designated by the insurance person, and is used for finding out the loss situation and the reason, taking out on-site photos and obtaining on-site accident photos. According to the invention, insurance persons are composed of evidence-taking persons and evidence-checking persons. Based on the image recognition technology and the scheduling algorithm, the remote evidence obtainingprocess of the insurance claim settlement is more conditioned. The seamless connection of insurance claim settlement tasks can be realized, so that the maximum efficiency of the personnel is improved. The insurance claim settlement is more efficient.
Description
technical field [0001] The invention relates to an insurance claim settlement method, in particular to an efficient multi-task method for remote survey of insurance claim settlement. Background technique [0002] Insurance claim settlement means that when an insured accident occurs in the subject matter of insurance and the property of the insured is damaged or the life of the insured is damaged, or other insured accidents stipulated in the policy need to pay insurance money, the insurance company shall perform the compensation or compensation according to the contract. The behavior of payment liability is the work that directly embodies the insurance function and fulfills the insurance responsibility. Simply put, insurance claim settlement is the behavior of the insurer to deal with the claim made by the insured after the occurrence of a risk accident on the subject matter of insurance. During the survey process, it is difficult to guarantee the time efficiency of the surve...
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CPCG06Q40/08
Inventor 李少渤
Owner 甜新科技(上海)有限公司