Method for creating and deleting a dynamic virtual card

Abstract

The present invention relates to a method for distributing and installing a dynamic virtual card platform including a plurality of functional modules by applying a plurality of devices capable of performing mutual communication. A first device updates a platform to update a first function module and a second function module associated with the first function module comprising the dynamic virtual card platform which is effectively operated, stores the updated first function module in only the first device, and provides the updated second function module to a second device located in a remote place, thereby distributing and installing the platform.

Description

technical field [0001] The present invention relates to a method of generating and discarding a dynamic virtual card in which a card provided as hardware is provided as a virtual card, and the virtual card is dynamically generated and discarded. In particular, it relates to a method of distributing virtual card platforms for the above-mentioned dynamic virtual cards in servers and mobile devices. Background technique [0002] Mobile cards are used for transportation cards, payment of goods / services, identity verification, accumulation / use of points. Generally, for a card used as a settlement payment means, an independent security device (for example, USIM, IC Chip) is used for the purpose of preventing fraud through alteration or duplication. [0003] figure 1 This is a diagram for explaining conventional mobile card services. [0004] An independent security device (for example, USIM, IC core, H / W Secure Element-Based Card) 10, as the operating system of the security dev...

AI Technical Summary

Problems solved by technology

Such a transaction protocol step has a commercial problem that the above-mentioned IC card owner (communication agency) has to be subordinated in the process of the above-mentioned settlement application provider expanding the service provided by itself.

[0010] Also, the physical security device has a small storage space, so the kinds of applications that can be set are limited

[0011] Also, the structure of the physical security device cannot have network functions by itself

Therefore, as described above, the settlement application issued once is used for payment or recharging transactions in an offline form that is not connected to the settlement management server, so it is difficult to control lost or stolen IC cards

That is, a lost or stolen IC card can be used alone without the control of the management server, therefore, there is a possibility of being stolen

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