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Insurance information processing method and device

An information processing method and premium technology, applied in the field of information processing, can solve the problem of low efficiency of premium calculation

Inactive Publication Date: 2018-06-29
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] Based on this, it is necessary to provide a method and device for processing insurance information for the problem of low premium calculation efficiency

Method used

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  • Insurance information processing method and device
  • Insurance information processing method and device
  • Insurance information processing method and device

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Embodiment Construction

[0067] In order to make the object, technical solution and advantages of the present invention more clear, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0068] figure 1 It is an application environment diagram of an insurance application information processing system in an embodiment, and the insurance application information processing system includes a terminal 110 and a server 120, wherein there may be one or more terminals 110 and servers 120 . Terminal 110 is connected to server 120 via a network. The terminal 110 may be a desktop computer or a mobile terminal, specifically, the mobile terminal may be at least one of a tablet computer, a smart phone, a personal data assistant, and a networkable e-reader.

[0069] figure 2 for an example...

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Abstract

The invention relates to an insurance information processing method and device. The method includes acquiring insurance information of a plurality of objects, wherein the insurance information includes insurance types, insurance premium impact factors and object standard premium; grouping the insurance information according to the insurance types and the insurance premium impact factors and obtaining different object groups; counting the object number of each object group according to the insurance information of each object group; generating group insurance premium of each object group according to the object number of each object group, the object standard premium and the insurance premium impact factors; obtaining a premium total amount according to the group insurance premium of each object group. According to the invention, the number of objects in each object group is counted and the group insurance premium of each object group is calculated according to the object number of eachobject group and the insurance premium impact factors, the premium total amount is obtained according to the group premium of each insurance information group, so that premium calculation frequency is reduced substantially and resource consumption for premium calculation is saved.

Description

technical field [0001] The present invention relates to the technical field of information processing, in particular to a method and device for processing insurance application information. Background technique [0002] With the development of the Internet and computer technology, the processing of various information depends on the transmission and processing of the Internet and computers. In the insurance industry, there is a large amount of insurance information that needs to be processed through the Internet and computers. [0003] However, due to the large amount of insurance information that the computer needs to process, and the insurance information includes multiple targets, each time the premium is calculated, it is necessary to calculate the premium of the target based on the calculation of the corresponding insurance information of each target. More computing resources, and increase the time spent in calculating the premium, resulting in low premium calculation ...

Claims

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Application Information

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IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor 肖泉海张帆雷星
Owner PING AN TECH (SHENZHEN) CO LTD
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