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Pay-for-another transaction method and system

A transaction method and transaction technology, applied in payment architecture, instruments, data processing applications, etc., can solve problems such as long processing waiting time, system pressure, etc., and achieve the effect of saving account time and improving concurrent processing efficiency

Active Publication Date: 2018-07-06
SHANGHAI HANDPAY INFORMATION & TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The following problems exist in the existing payment transaction processing mode. The transaction processing server provides the same reserve fund account to process each transaction. Continue to process the next transaction. When the transaction volume is huge, it will inevitably cause a long waiting time for processing, and at the same time, it will cause huge pressure on the system

Method used

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  • Pay-for-another transaction method and system
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Embodiment Construction

[0031] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0032] It should be noted that, in the case of no conflict, the embodiments of the present invention and the features in the embodiments can be combined with each other.

[0033] The present invention will be further described below in conjunction with the accompanying drawings and specific embodiments, but not as a limitation of the present invention.

[0034] The technical solution of the present invention includes a payment transaction method.

[0035] An embod...

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PUM

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Abstract

The invention provides a pay-for-another transaction method and system and is applied to pay-for-another transaction. The method comprises steps that transaction requests sent by clients are receivedby a pay-for-another processing service end, corresponding transaction orders are established and formed, a main thread is started by the pay-for-another processing service end every pre-determined time period, multiple sub threads in one-to-one correspondence with provisions accounts are created by the main thread, and transaction data in the transaction orders associated with the corresponding provisions accounts are acquired by each sub thread; transaction processing requests are formed by the main thread according to the transaction data acquired by each sub thread and are further sent toa third-party service end, through processing by the third-party service end, the processing results are returned to the pay-for-another processing service end; a transaction state of each transactionorder is recorded by the pay-for-another processing service end according to the returned result, and the returned results are respectively returned to the corresponding clients. The method is advantaged in that a problem of request processing process obstruction can be avoided, concurrent processing efficiency is improved, and the payment time of users corresponding to the transaction orders issaved.

Description

technical field [0001] The invention relates to the technical field of transaction payment, in particular to a payment transaction method and a payment transaction system. Background technique [0002] With the continuous development of electronic information, online transactions, that is, transactions completed through the Internet, are increasing day by day. Now almost all items can be traded on the Internet. The transactions mainly rely on virtual currency to complete the purchase of various physical items, information services, and virtual products. [0003] In the existing transaction system, when the client purchases goods or services online, before confirming the receipt of the goods, the payment for the goods is always placed in the reserve payment provided by the payment transaction processing server until you receive the goods and make a confirmation. In the gold account, then the agent payment transaction processing server ends through the third-party server (the ...

Claims

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Application Information

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IPC IPC(8): G06Q20/10G06Q20/08
CPCG06Q20/0855G06Q20/102
Inventor 李计
Owner SHANGHAI HANDPAY INFORMATION & TECH