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Prepaid card transaction data storage method and device

A transaction data and storage method technology, applied in the direction of digital data protection, data processing applications, instruments, etc., can solve the problem of inability to provide electronic account sub-account book management and double-entry accounting accounting processing, inability to ensure that transaction records cannot be tampered with, and can be Verification and traceability issues to achieve the effect of high data stability

Active Publication Date: 2018-07-20
易百信息技术(上海)股份有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] Existing prepaid cards cannot ensure the non-tampering, verifiability and traceability of transaction records, nor can they provide electronic account sub-book management and double-entry bookkeeping, electronic account payment and settlement accounting processing and automatic reconciliation, etc. Function

Method used

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  • Prepaid card transaction data storage method and device
  • Prepaid card transaction data storage method and device
  • Prepaid card transaction data storage method and device

Examples

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Embodiment Construction

[0036] In the following description, many technical details are proposed in order to enable readers to better understand the application. However, those skilled in the art can understand that the technical solutions claimed in this application can be realized even without these technical details and various changes and modifications based on the following implementation modes.

[0037] In order to make the purpose, technical solution and advantages of the present invention clearer, the following will further describe the implementation of the present invention in detail in conjunction with the accompanying drawings.

[0038] The first embodiment of the present application relates to a method for storing prepaid card transaction data, figure 1 It is a flow chart of the method for storing prepaid card transaction data in the first embodiment of the present application. Such as figure 1 As shown, the prepaid card transaction data storage method includes:

[0039] Step 101: Whe...

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PUM

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Abstract

The invention relates to the field of prepaid cards, and discloses a prepaid card transaction data storage method and device. The prepaid card transaction data storage method includes generating a plurality of transaction records of the amounts of transfer from a plurality of merchant accounts to a user account during recharge of the user account of a prepaid card and storing the transaction records to a block chain, expenditure presentation information of the plurality of transaction records including the user account; and when the user account of the prepaid card performs consumption, generating a transaction record of the consumption of this time according to preset transaction rules and storing the transaction record to the block chain, account entering information of the transaction record of the consumption of this time including a prior transaction record of which expenditure presentation information includes the user account which is determined according to the transaction rules, and expenditure presentation information of the transaction record of the consumption of this time including a target account and sum of consumption of the consumption of this time. The prepaid card transaction data storage method and device can ensure non-tamperability, verifiability and traceability of the transaction records.

Description

technical field [0001] The invention relates to the field of commercial prepaid cards, in particular to a method and device for storing prepaid card transaction data. Background technique [0002] Prepaid card application is a business model issued for profit and purchased goods or services within the scope set by the issuing institution. Prepaid cards include electronic payment cards issued in the form of cards and passwords using magnetic stripe, chip and other technologies. Its specific monetization forms include gift cards, welfare cards, merchant membership cards, bus cards, etc. Prepaid cards are divided into multi-purpose prepaid cards and single-purpose prepaid cards, which are supervised by the People's Bank of China and the Ministry of Commerce respectively. [0003] Commercial prepaid cards are typically characterized by prepaid and issued by non-financial entities, and can be divided into two types according to different card issuers: one is a multi-purpose prep...

Claims

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Application Information

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IPC IPC(8): G06Q40/04G06Q40/00G06F21/64
CPCG06F21/64G06Q40/04G06Q40/12
Inventor 刘兴谷
Owner 易百信息技术(上海)股份有限公司
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