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Driving insurance item generation system and method

A project and policy technology, applied in the field of vehicle insurance project generation system, can solve problems such as omissions

Inactive Publication Date: 2018-07-24
ZEBRED NETWORK TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Although, certain inspections and records will be carried out before and after the car rental, because the traditional manual inspection method is still used at present, and it is inevitable that there will be omissions.

Method used

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  • Driving insurance item generation system and method
  • Driving insurance item generation system and method
  • Driving insurance item generation system and method

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Embodiment Construction

[0065] The following description serves to disclose the present invention to enable those skilled in the art to carry out the present invention. The preferred embodiments described below are only examples, and those skilled in the art can devise other obvious variations. The basic principles of the present invention defined in the following description can be applied to other embodiments, variations, improvements, equivalents and other technical solutions without departing from the spirit and scope of the present invention.

[0066] Those skilled in the art should understand that in the disclosure of the present invention, the terms "vertical", "transverse", "upper", "lower", "front", "rear", "left", "right", " The orientation or positional relationship indicated by "vertical", "horizontal", "top", "bottom", "inner", "outer", etc. is based on the orientation or positional relationship shown in the drawings, which are only for the convenience of describing the present invention...

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Abstract

The invention relates to a driving insurance item generation method, which comprises the steps of A, collecting a piece of data; B, connecting a database; C, analyzing the data to obtain risk assessment; D, providing an insurance service according to the risk assessment; and E, generating a corresponding insurance policy according to an insurance buying relation of the insurance service, and requesting for confirmation. The data is provided by a sensing terminal of a vehicle, and the sensing terminal is a device in the vehicle, so that the condition of the vehicle is enabled to be directly reflected through the data. The database records and stores the data for analysis and use. The generated insurance policy is correspondingly provided for the a policy holder, and the insurance relation is confirmed if the policy holder confirms the insurance policy.

Description

technical field [0001] The invention relates to a system and method for generating driving insurance items, in particular to a system and method for personalized generating insurance policies according to vehicle data and driver information. Background technique [0002] Driving safety is the most important thing when traveling by car. For this reason, all travel parties will need insurance business. The insurance item is not only the guarantee for the repair of the vehicle, but also the guarantee for the passengers. In addition to the official requirements for insurance items, many drivers also choose to apply for additional insurance business. [0003] At present, many traditional insurance businesses are templated operations. However, everyone has different travel needs and travel habits, so there will still be problems when using templated insurance policies. Moreover, the fairness between insurance companies and policyholders is subject to negotiation. The reason wh...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor 黄超超钱赟周远丽
Owner ZEBRED NETWORK TECH CO LTD