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Network loan risk disclosure method and device, computer device and storage medium

A risk and network technology, applied in the field of Internet finance, can solve problems such as failure to disclose borrowing risks to users in a timely manner, and achieve the effect of promoting healthy development, reducing business risks, and improving borrowing experience.

Inactive Publication Date: 2019-02-19
深圳市小牛在线互联网信息咨询有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The embodiment of the present invention provides a method, device, computer equipment and storage medium for disclosing the risk of online borrowing, aiming to solve the problem that the existing technology cannot disclose the risk of borrowing to users in a timely manner

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  • Network loan risk disclosure method and device, computer device and storage medium
  • Network loan risk disclosure method and device, computer device and storage medium
  • Network loan risk disclosure method and device, computer device and storage medium

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Embodiment Construction

[0027] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are some of the embodiments of the present invention, but not all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0028] It should be understood that when used in this specification and the appended claims, the terms "comprising" and "comprises" indicate the presence of described features, integers, steps, operations, elements and / or components, but do not exclude one or Presence or addition of multiple other features, integers, steps, operations, elements, components and / or collections thereof.

[0029] It should also be understood that the terminology used ...

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Abstract

The embodiment of the invention discloses a network loan risk disclosure method and device, a computer device and a storage medium. The method comprises the following steps: if a lending request sentby a user terminal is received, a plurality of loan products are pushed to the user terminal; the loan product selected by the user end is obtained as the target loan product; The net value and the cumulative net value of the target borrowing product are obtained, and the net value and the cumulative net value of the target borrowing product are pushed to the user terminal. A technical scheme of an embodiment of that present invention by valuing the borrowed products invested by users, The abstract asset value and hidden risk are expressed by quantitative net value data (net value and cumulative net value), so that the user can clearly and intuitively understand the risk status of the products invested by the user, thereby accurately making the judgment of holding / selling, and improving the borrowing experience of the user.

Description

technical field [0001] The present invention relates to the technical field of Internet finance, in particular to a method, device, computer equipment and storage medium for disclosing risks of online borrowing. Background technique [0002] Currently, smart bidding tools on online lending platforms are widely used. This product supports lenders to lend funds to multiple borrowers, that is, online lending platform customers, as lenders, need to lend funds for investment. Provide customers with technical support services, allocate their funds to multiple loan projects according to the requirements of time limit and interest rate, and after a certain period of time, in response to the needs of the lender, assist in the transfer of the creditor's rights held by them to other platform customers. If the loan project on the platform fails to repay the loan on time, the third-party guarantee agency or loan assistance agency introduced by the platform will compensate the borrower fo...

Claims

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Application Information

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IPC IPC(8): G06Q10/06G06Q40/04
CPCG06Q10/0635G06Q40/04
Inventor 聂征周爱军吴可迪袁耀平
Owner 深圳市小牛在线互联网信息咨询有限公司
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