Method for authenticating identity of insured person, server of insurance institution and user terminal

Abstract

An embodiment of the present application discloses an identity authentication method of an insured person, The method comprises the following steps: receiving an identity authentication request from auser terminal, wherein the identity authentication request includes identity information of a first user and a type identification of insurance money to be collected by the first user; the identity authentication request is generated by the user terminal according to an operation of a second user; and a user terminal. Obtaining qualification authentication information corresponding to the type identification of the first user according to the identity information, if the qualification authentication information indicates that the first user is eligible for the insurance premium identified bythe type identification, then obtaining a face image of a second user, performing identity authentication on the second user according to the face image to obtain an identity authentication result, and sending the identity authentication result to the user terminal, wherein the identity authentication result is used for indicating whether the second user and the first user are the same user or not. Embodiments of the present application can improve the efficiency of identity authentication for insured persons.

Description

technical field [0001] The invention relates to the field of medical technology, in particular to an identity authentication method of an insured person, an insurance institution server and a user terminal. Background technique [0002] In order to prevent people from fraudulently claiming pensions, work injury compensation and other insurance benefits, the insured person needs to go to the insurance agency for identity verification in person, which makes the verification efficiency extremely low. The specific performance is as follows: on the one hand, the insured person needs to suffer from hard work to successfully receive insurance benefits, while the retirees who receive pensions are all elderly people, and it is not conducive to retirement to go to the insurance institution for unified identity verification every year The health of the personnel, or the employees who receive work-related compensation are all injured. Going to the insurance agency for identity verificat...

AI Technical Summary

Problems solved by technology

[0002] In order to prevent people from falsely claiming pensions, industrial injury compensation and other insurance benefits, the insured person needs to go to the insurance agency for identity verification in person, which makes the verification efficiency extremely low

The specific performance is as follows: on the one hand, the insured person needs to suffer from hard work to successfully receive insurance benefits, while the retirees who receive pensions are all elderly people, and it is not conducive to retirement to go to the insurance institution for unified identity verification every year The health of the personnel, or the employees who receive work-related compensation are all injured. Going to the insurance agency for identity verification in person is not conducive to the physical recovery of the wounded; on the other hand, waiting in line for identity verification one by one will also waste a lot of time for the insured

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