Real-time account checking method and device based on block chain and electronic device

A technology of blockchain and benchmark data, applied in the field of blockchain, it can solve the problems that the reconciliation method is not real-time and low in efficiency.

Pending Publication Date: 2019-04-23
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] In order to solve the problem that the account reconciliation method in the related technology does not have real-time performance and

Method used

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  • Real-time account checking method and device based on block chain and electronic device
  • Real-time account checking method and device based on block chain and electronic device
  • Real-time account checking method and device based on block chain and electronic device

Examples

Experimental program
Comparison scheme
Effect test

Example Embodiment

[0055] Example one

[0056] The embodiments of the present invention are suitable for real-time reconciliation scenarios in the process of fund transactions. When an abnormality is found in a certain transaction, the reconciliation and reconciliation work of the transaction is executed immediately, without waiting for a designated time for centralized reconciliation, so that the transaction The first time an exception occurs, the abnormal situation can be handled, more processing time can be reserved, and the risk of delay in the settlement of various systems can be reduced, and the account can be reconciled in real time to improve the efficiency of the account.

[0057] figure 1 It is a schematic structural diagram of a real-time reconciliation system based on blockchain disclosed in an embodiment of the present invention. The apparatus 100 may be the aforementioned electronic device. Such as figure 1 As shown, the device 100 may include one or more of the following components: a...

Example Embodiment

[0066] Example two

[0067] See figure 2 , figure 2 It is a schematic flowchart of a real-time reconciliation method based on blockchain disclosed in an embodiment of the present invention. Such as figure 2 The block chain-based real-time reconciliation method shown can include the following steps:

[0068] 201. After a first participating node participating in a certain target transaction completes the transaction processing corresponding to the node, first transaction data is generated, and the first participating node is a network node in a blockchain network.

[0069] In the embodiment of the present invention, for a certain target transaction, multiple participating nodes jointly participate, and each participating node completes its respective transaction processing, and generates transaction data corresponding to its respective transaction processing. For example, if the participating node has a seller, a share registration system, and a capital system, then after the sell...

Example Embodiment

[0079] Example three

[0080] See image 3 , image 3 It is a schematic flowchart of another blockchain-based real-time reconciliation method disclosed in the embodiment of the present invention. Such as image 3 As shown, the blockchain-based real-time reconciliation method may include the following steps:

[0081] 301~304. Among them, steps 301 to 304 are the same as steps 201 to 204 described in the second embodiment, which are not repeated in this embodiment of the present invention.

[0082] Among them, as an optional implementation manner, after step 303 is performed, the following steps may be performed:

[0083] When any network node other than the first participating node verifies that the target transaction is abnormal based on the first transaction data, it broadcasts alarm information to the blockchain network to inform all network nodes on the blockchain network that the target transaction is abnormal. As another optional implementation manner, the foregoing implementat...

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Abstract

The invention relates to a real-time reconciliation method and device based on a block chain and an electronic device. The method comprises the steps of after a first participation node participatingin a certain target transaction completes corresponding transaction processing, generating the first transaction data, wherein the first participation node is a network node in a block chain network;reporting the first transaction data to a block chain network for broadcasting, so that any other network node of the block chain network verifies the target transaction; when it is verified that thetarget transaction is abnormal, identifying a second participation node participating in the target transaction, the second participation node being other nodes participating in the target transactionexcept the first participation node in the network node; obtaining second transaction data generated after the second participation node participates in the target transaction and completes corresponding transaction processing; and carrying out the reconciliation by using the first transaction data and the second transaction data. According to the embodiment of the invention, the abnormal transaction is processed in real time by using the smart contract, account checking and account adjusting can be carried out in real time, and the account checking efficiency is improved.

Description

technical field [0001] The invention relates to the technical field of block chains, in particular to a block chain-based real-time reconciliation method and device, and electronic equipment. Background technique [0002] In order to ensure data consistency, the current fund system chooses to conduct reconciliation at a fixed time: for example, the fixed time is selected at 15:00, and after 15:00 every day, the transaction data is reconciled through file transfer, etc. Adjust accounts when discrepancies are found. However, due to the dependencies among the various systems, and each system can only perform reconciliation operations in a centralized time, when the reconciliation finds that a certain transaction is abnormal, if the reconciliation and adjustment business personnel of the system handle the Delay, the downstream system will also be delayed, resulting in delays in the issuance of income, delays in the issuance of net worth, and other issues. It can be seen that t...

Claims

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Application Information

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IPC IPC(8): G06Q40/00G06Q40/04
CPCG06Q40/12G06Q40/04
Inventor 胡玉金
Owner PING AN TECH (SHENZHEN) CO LTD
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