Account interest proofreading method and device
A technology of account information and interest, which is applied in the fields of instruments, finance, data processing applications, etc., can solve the problem of incorrect calculation of interest, such as the length of time, and achieve the effect of timely and effective discovery and improvement of accuracy
Inactive Publication Date: 2019-05-14
BANK OF CHINA
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[0005] The embodiment of the present invention provides a method and device for checking account interest, so as to avoid the existing problem of too long interest calculation error caused by interest checking until the interest settlement date or maturity date
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[0044] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be described in further detail below in conjunction with the embodiments and accompanying drawings. Here, the exemplary embodiments and descriptions of the present invention are used to explain the present invention, but not to limit the present invention.
[0045] Considering that the interest calculation in the existing banking and financial systems is generally carried out on the interest settlement date, if there is an error in the interest calculation in the corresponding financial management process, it will not be discovered until the interest settlement date, and the interval is relatively long. For this reason, in this example, it is considered that periodic accounting can be carried out in the process of financial management, and errors can be corrected in time. For example, it can be based on days, or three days, one week, etc. The node ...
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The embodiment of the invention provides an account interest proofreading method and device. The method comprises the following steps: obtaining report information of a target account in a preset timeperiod; acquiring account information of the target account; generating an interest calculation formula of the preset time period according to the account information; calculating to obtain an interest value of the target account in the preset time period according to the interest calculation formula; and comparing the interest value of the target account in the preset time period obtained by accounting of the financial platform with the interest value of the target account in the preset time period obtained by calculation according to the interest calculation formula, and displaying a comparison result. According to the embodiment of the invention, the interest amount calculated by the financial platform is compared with the interest amount calculated by the background interest calculation formula every day, so that the interest calculation error of the financial platform is found in advance, and the technical problem that the finding of the interest calculation error in the test process is too delayed in the prior art is solved.
Description
technical field [0001] The invention relates to the technical field of functional testing, in particular to an account interest checking method and device. Background technique [0002] At present, the bank's interest settlement calculation is generally until the maturity date or interest settlement date of the wealth management product before calculating whether the account interest is correct. Sometimes some wealth management products have a longer time span, for example: three months, half a year, five years, etc. [0003] However, in the actual bank operation process, it is found that the interest payable on the previous day is generally added up every day until the due date or the interest settlement date, which leads to the fact that if the accumulative interest payable on a certain day is wrong, the final due date There will be errors in the interest value that is actually charged to the customer's account on the date or interest settlement date. Especially for comp...
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Inventor 郑雅丹
Owner BANK OF CHINA