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System for providing insurance products using the Internet of Things architecture and data

A technology of the Internet of Things and Internet of Things devices, which is applied in the direction of transmission systems, data processing applications, and services based on specific environments, and can solve problems such as limitations

Inactive Publication Date: 2019-07-02
连子智
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Customers can always only choose from a few products, and are strictly limited in product combination, insurance liability, insurance period, payment frequency and deadline

Method used

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  • System for providing insurance products using the Internet of Things architecture and data
  • System for providing insurance products using the Internet of Things architecture and data
  • System for providing insurance products using the Internet of Things architecture and data

Examples

Experimental program
Comparison scheme
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Embodiment Construction

[0038] The present invention will be described more specifically by referring to the following embodiments.

[0039] see figure 1 , which is a block diagram of a system for providing insurance products using the Internet of Things architecture and data according to the present invention. The system includes multiple IoT devices and a management server 100 . The so-called IoT devices here include various objects that can perform independent functions and be connected in series in information carriers such as the Internet and traditional telecommunication networks. Devices that are too large for humans to carry, such as chemical substance monitors, and various electronic monitoring components, such as blood pressure monitoring modules, heartbeat monitoring modules, human body characteristic monitoring modules, temperature monitoring modules, pressure monitoring modules, air pressure monitoring modules, GPS modules , infrared monitoring module, speed monitoring module, wireless...

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Abstract

The present invention discloses a system for providing insurance products by using an Internet of Things architecture and data. The system comprises multiple IoT devices and a management server. The system can determine the scene condition of the IoT device by using the first data transmitted by the IoT device to the management server, and then provide appropriate insurance to the system user. Inthis way, IoT insurance and on-demand insurance can be constructed to meet the needs of the 3.0 Internet of Things Financial Insurance.

Description

technical field [0001] The present invention relates to a system for providing insurance products, in particular to a system for providing insurance products using the Internet of Things architecture and data. Background technique [0002] The meaning of insurance in law and economics is a risk management method, mainly used to deal with the risk of economic loss. By paying a certain fee, the risk of potential loss of an entity is transferred to the average of a collection of entities. In early societies, investing money and buying insurance were two completely different ways of thinking. However, under the concept that making up for future losses is also earning, insurance has entered the financial management portfolio and is more widely accepted by the world. [0003] Traditional insurance products are designed and developed by the product department of the insurance company through market research and past experience to judge "what kind of insurance customers may need",...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08H04L29/08H04W4/35H04W4/38
CPCG06Q40/08H04L67/12H04W4/35H04W4/38H04L67/53
Inventor 连子智
Owner 连子智
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