Insurance claim settlement system, method and device based on block chain and electronic equipment

An electronic device and blockchain technology, applied in the computer field, can solve the problems of fraudulent insurance and low efficiency of insurance claims, and achieve the effect of efficient claim verification and avoidance of tampering.

Pending Publication Date: 2019-09-13
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0005] The embodiment of this application provides a blockchain-based insurance claim settlement system, method, device, and electronic equipment to solve the problems of low efficiency and fraudulent insurance claims in existing insurance claims

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  • Insurance claim settlement system, method and device based on block chain and electronic equipment
  • Insurance claim settlement system, method and device based on block chain and electronic equipment
  • Insurance claim settlement system, method and device based on block chain and electronic equipment

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Embodiment Construction

[0062] In order to make the purpose, technical solution and advantages of the present application clearer, the technical solution of the present application will be clearly and completely described below in conjunction with specific embodiments of the present application and corresponding drawings. Apparently, the described embodiments are only some of the embodiments of the present application, rather than all the embodiments. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the scope of protection of this application.

[0063] The technical solutions provided by various embodiments of the present application will be described in detail below in conjunction with the accompanying drawings.

[0064] In order to solve the low efficiency of existing insurance claims and the problems of fraudulent insurance, the embodiment of this specification provides a blockchain-based ...

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Abstract

The invention discloses an insurance claim settlement system, method and device based on a block chain and electronic equipment. The insurance claim settlement system comprises an insurance node, an authentication node and a claim settlement node, wherein the insurance node uploads a transaction containing insurance policy data of a user to the block chain, so that the claim settlement node confirms and records the insurance policy data of the user; the authentication node uploads a transaction containing the accident proof material of the user to the block chain, so that the claim settlementnode confirms and records the accident proof material of the user; the claim settlement node determines a claim settlement result of the user based on the insurance policy data of the user, the accident proof material of the user and a specified intelligent contract corresponding to the insurance policy data of the user, and uploads a transaction containing the claim settlement result to the blockchain, so that other nodes in the block chain confirm and record the claim settlement result of the user.

Description

technical field [0001] The present application relates to the field of computer technology, and in particular to a blockchain-based insurance claim settlement system, method, device and electronic equipment. Background technique [0002] At present, in the scenario of insurance claims, the insured often needs to provide relevant paper bills to the insurance company as proof. After the insurance company receives the relevant bills provided by the insured and confirms that the bill information is true, Make a claim. [0003] In the above scenario, on the one hand, due to the low cost of counterfeiting traditional paper bills, the insured may be cheated; on the other hand, the insurance company also needs to spend a certain amount of time after receiving these paper bills. Verifying the authenticity of the bill will prolong the claim settlement time to a certain extent, increase the waiting time of the user, and bring a bad user experience to the user. [0004] Therefore, the...

Claims

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Application Information

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IPC IPC(8): G06Q40/08G06F21/62
CPCG06Q40/08G06F21/6209G06F21/6272
Inventor 刘勤肖汉松
Owner ADVANCED NEW TECH CO LTD
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