Payment method and device and storage medium
A technology of payee and transaction, applied in the field of communication based on blockchain, it can solve the problems of inability to unify, cumbersome process operations, and obstacles to the consistency of the process of using a consistent collection system, and achieve the effect of ensuring security.
Active Publication Date: 2019-11-15
HANGZHOU FUZAMEI TECH CO LTD
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Problems solved by technology
[0002] At present, in the transfer of blockchain technology, the value transfer from one blockchain address to another blockchain address is often directly initiated through the digital wallet to the blockchain. This transfer payment method is cumbersome, and for As far as the payee is a commercial organization (such as a supermarket), the above-mentioned transfer method needs to associate the transfer transaction with the product sales process, which makes the process operation more cumbersome and cannot be unified with the existing mobile payment method, giving people the consistency of use Or the process consistency of the collection system brings obstacles
Method used
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[0049] The application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain related inventions, rather than to limit the invention. It should also be noted that, for ease of description, only parts related to the invention are shown in the drawings.
[0050] It should be noted that, in the case of no conflict, the embodiments in the present application and the features in the embodiments can be combined with each other. The present application will be described in detail below with reference to the accompanying drawings and embodiments.
[0051] figure 1 It is a flowchart of a payment method provided by an embodiment of the present invention.
[0052] Such as figure 1 As shown, in this embodiment, the present invention provides a payment method, which is applicable to blockchain nodes, including:
[0053] S11. Receive and execut...
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The invention provides a payment method and device, and a storage medium. The method comprises the steps: receiving and executing a first transaction transmitted by a payer terminal, so as to store afirst payment certificate in a blockchain system; receiving and executing a collection request transaction sent by a payee terminal to decrypt the payment signature information through a first publickey of a payer to obtain a second payment voucher, and verifying whether the second payment voucher is the same as the first payment voucher or not; if so, judging whether the collection amount is less than a first limit set by a payer or not; if so, carrying out password-free payment; and if not, failing to perform payment and generating a payment result, so as to enable the payer terminal to send payment according to the payment result to confirm payment after transaction. The payment voucher code is set for verification of the payee, and the payment code is generated from the related information of the payer for collection of the payee, so that payment security is guaranteed while payment is completed efficiently, and meanwhile, the function of small-amount confirmation-free payment ofthe blockchain is realized.
Description
technical field [0001] The present application relates to the technical field of communication based on block chain, and specifically relates to a payment method, equipment and storage medium. Background technique [0002] At present, in the transfer of blockchain technology, the value transfer from one blockchain address to another blockchain address is often directly initiated through the digital wallet to the blockchain. This transfer payment method is cumbersome, and for As far as the payee is a commercial organization (such as a supermarket), the above-mentioned transfer method needs to associate the transfer transaction with the product sales process, which makes the process operation more cumbersome and cannot be unified with the existing mobile payment method, giving people the consistency of use Or the process consistency of the collection system brings obstacles. Contents of the invention [0003] In view of the above defects or deficiencies in the prior art, it...
Claims
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IPC IPC(8): G06Q20/38G06Q20/10G06Q20/22
CPCG06Q20/3821G06Q20/3829G06Q20/10G06Q20/29
Inventor 张振华王志文吴思进
Owner HANGZHOU FUZAMEI TECH CO LTD