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Method, device and system of distributed financial flows auditing

A distributed and cash flow technology, applied in the direction of finance, payment system, payment system structure, etc., can solve the problems of damaging rights holders and/or users' rights and reducing

Inactive Publication Date: 2019-11-26
TIDETIME SUN LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

What's more, the agent may claim that some downloads are due to unscrupulous users using cracking, etc., and the obligee and / or users have no way to verify the authenticity of their accounts, except that it may damage the rights of the obligee and / or users In addition, it may even reduce the willingness of obligees and / or users to authorize agents to act as agents, which is not beneficial to the development of blockchain transactions

Method used

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  • Method, device and system of distributed financial flows auditing
  • Method, device and system of distributed financial flows auditing
  • Method, device and system of distributed financial flows auditing

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Embodiment Construction

[0062] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention. Obviously, the described embodiments It is a part of embodiments of the present invention, but not all embodiments. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0063] Please refer to figure 1 , which is a flow chart of the distributed cash flow auditing method of the present invention, the steps of which include step S10 to step S11. In step S10, it can provide the balance information of the physical currency exchange voucher or virtual currency related to the user and stored as the first index Mo...

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Abstract

The present invention provides a method, a device and a system of a distributed financial flows auditing. The distributed financial flows auditing method includes the steps: providing a balance information of a physical currency exchange receipt or a balance information of a virtual currency related to an user and stored as a first indexed merkle tree, and providing a to-be-audited information ofa trade related to the balance information and stored as a second indexed merkle tree; and the user compares the balance information and the to-be-audited information. The method further includes a communication protocol existed between the user and the market intermediary, an evidence protocol existed between the plurality of the users, and a settlement protocol existed at least between the firstindexed merkle tree and the second indexed merkle tree when each of the stages is completed.

Description

technical field [0001] The present invention relates to the field of transaction auditing, and more specifically relates to a distributed cash flow auditing method, device and system. Background technique [0002] In the blockchain implementation of the previous technology, since the audit information of a single gold flow transaction is stored in the blockchain by the miners of the blockchain, the transaction bandwidth of the current public blockchain is too low (no more than 25), at the same time, because the currency value of the blockchain has risen, the handling fee cost of each gold flow transaction is too high. Therefore, it is not feasible to use blockchain for general micropayments. [0003] Therefore, transactions under the blockchain are generally used to speed up the speed of cash flow transactions and reduce transaction costs. Since the agent is responsible for charging users, and records and statistics of the account books, it provides a reconciliation record...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38
CPCG06Q20/382G06Q20/3829G06Q40/02G06Q40/04G06Q20/06G06Q20/3825G06Q20/381
Inventor 黄冠寰
Owner TIDETIME SUN LTD
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