A credit risk processing method, terminal device, server and system
A processing method and technology of terminal equipment, applied in the field of data processing, can solve the problems of long time of knowledge graph visualization, lack of usability and flexibility, and unfavorable observation by credit reviewers, so as to facilitate observation, improve usability and flexibility, and shorten visualization. effect of duration
Active Publication Date: 2021-08-24
MASHANG CONSUMER FINANCE CO LTD
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Problems solved by technology
[0003] The present invention relates to a credit risk processing method, terminal equipment, server and system to solve the problem that the knowledge map request knowledge map visualization time in credit risk management is long, lacks usability and flexibility, and is not conducive to the observation of credit review personnel
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[0040] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are some of the embodiments of the present invention, but not all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.
[0041] See figure 1 , figure 1 It is a flowchart of a credit risk processing method provided by an embodiment of the present invention, which is applied to a terminal device, such as figure 1 shown, including the following steps:
[0042] Step 101, receiving a credit information query request generated based on the credit application number.
[0043] Among them, such as figure 2 As shown, a credit information query request is generated based on th...
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The invention provides a credit risk processing method, terminal equipment, server and system. The method includes: receiving a credit information query request generated based on a credit application number; sending a credit information query request based on the credit information to a first database interface of a server through a first query interface; receiving and outputting the credit information query request through the first query interface The first credit risk knowledge map returned by the first database interface; receiving and outputting the credit risk information corresponding to the nodes in the first credit risk knowledge map returned by the second database interface of the server through the second query interface, and / Or receive and output the abnormal credit information corresponding to the nodes in the first credit risk knowledge map returned by the third database interface of the server through the third query interface. The embodiment of the present invention shortens the duration of knowledge map request visualization in credit risk management, and improves the usability and flexibility of the knowledge map.
Description
technical field [0001] The present invention relates to the technical field of data processing, in particular to a credit risk processing method, terminal equipment, server and system. Background technique [0002] With the development of the economy and the upgrading of consumption, more and more people use credit for consumption. For platforms that provide credit business, the management and control of credit risk has become an increasingly important technology. Knowledge graphs are introduced into credit risk management because they can efficiently and intuitively describe the association network between borrowing and lending entities. Although the knowledge graph in the existing credit risk management can display tens of millions or even hundreds of millions of data at the same time, it takes a long time to request knowledge graph visualization at the same time, lacks usability and flexibility, and is not conducive to the observation of credit reviewers. Contents of t...
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IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 向洋林建生刘运涛
Owner MASHANG CONSUMER FINANCE CO LTD