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Human injury claim settlement loss assessment result generation device and method

A technology for generating device and damage determination, applied in the computer field, can solve the problems such as the efficiency and accuracy of personal injury claims need to be improved, the cost of damage determination and other problems, and achieve the effect of improving accuracy, generating efficiency, and improving accuracy.

Pending Publication Date: 2020-12-15
SUNSHINE PROPERTY & CASUALTY INSURANCE CO
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  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, it takes a long time to manually calculate the cost of personal injury claims, and the result of damage determination will be affected by the professionalism of the claimants and the subjective judgment of the claim documents. The efficiency and accuracy of personal injury claims need to be improved

Method used

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  • Human injury claim settlement loss assessment result generation device and method
  • Human injury claim settlement loss assessment result generation device and method
  • Human injury claim settlement loss assessment result generation device and method

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Embodiment Construction

[0018] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions of the present invention will be clearly and completely described below in conjunction with the accompanying drawings. Obviously, the described embodiments are part of the embodiments of the present invention, not all of them. the embodiment. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0019] At present, due to the unclear standards for personal injury claims and the lack of professional skills of the personal injury assessment team, it is difficult to settle personal injury claims, leakage of compensation from insurance companies, and low efficiency of compensation for victims of traffic accidents.

[0020] In auto insurance personal injury accidents, the medical ...

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Abstract

The invention provides a human injury claim settlement loss assessment result generation device and method, and relates to the technical field of computers. The device comprises a terminal claim settlement module, an auditing module and a compensation database module; the terminal claim settlement module is used for acquiring injury information and sending the injury information to the auditing module; the auditing module is used for receiving the injury information and generating a first damage determination result according to the injury information; the terminal claim settlement module is also used for sending claim settlement information to the auditing module according to the first loss assessment result; the auditing module is also used for receiving the claim settlement information,generating diagnosis information according to the claim settlement information and sending the diagnosis information to the compensation database module; the compensation database module is used forgenerating a second loss assessment result according to the diagnosis information and sending the second loss assessment result to the auditing module; and the auditing module is also used for receiving and auditing the second loss assessment result and sending the audited second loss assessment result to the terminal claim settlement module. According to the invention, the generation efficiency and accuracy of the human injury claim loss assessment result can be improved.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a device and method for generating a loss determination result for personal injury claims. Background technique [0002] In the insurance industry, personal injury claims are relatively common types of claims. In the existing method, personal injury claims mainly rely on the claims adjusters to conduct manual assessments based on their own professional skills, the injury conditions of the injured, treatment conditions, and income loss of the injured, etc., to calculate the cost of personal injury claims. However, it takes a long time to manually calculate the cost of personal injury claims, and the result of damage determination will be affected by the professionalism of the claim personnel and the subjective judgment of the claim documents. The efficiency and accuracy of personal injury claims need to be improved. Contents of the invention [0003] The invention provides a ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/10G06Q40/08
CPCG06Q10/103G06Q40/08
Inventor 杨飞刘永鑫游志成苗鹏志李林祥武晓晖
Owner SUNSHINE PROPERTY & CASUALTY INSURANCE CO
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