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Transaction information processing method and device

A transaction information and processing method technology, applied in the field of transaction information processing methods and devices, can solve the problem that real-time clearing methods cannot be applied to gateway jump payment scenarios, etc., and achieve the effect of satisfying diversified needs

Pending Publication Date: 2020-12-18
CHINA CONSTRUCTION BANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0003] In view of this, the embodiment of the present invention provides a transaction information processing method and device, which can solve payment scenarios such as gateway jump, APP jump, H5 page jump, code scanning or non-inductive payment that cannot be applied to the existing real-time clearing method The problem

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  • Transaction information processing method and device
  • Transaction information processing method and device

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Embodiment Construction

[0067] Exemplary embodiments of the present invention are described below in conjunction with the accompanying drawings, which include various details of the embodiments of the present invention to facilitate understanding, and they should be regarded as exemplary only. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the invention. Also, descriptions of well-known functions and constructions are omitted in the following description for clarity and conciseness.

[0068] figure 1 It is a schematic flowchart of the transaction information processing method in the first embodiment of the present invention, such as figure 1 As shown, the processing method of the transaction information may include the following steps S101 to S104.

[0069] Step S101: Receive a first transaction message, the first transaction message is used to repres...

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PUM

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Abstract

The invention discloses a transaction information processing method and device, and relates to the technical field of computers. One specific embodiment of the transaction information processing method comprises the steps of receiving a first transaction message, wherein the first transaction message is used for representing first transaction information paid to a second account by a first account; determining first clearing information corresponding to the second account according to the first transaction message; sending a first transaction request to the back end, and receiving a first response result of the deduction operation of the first account returned by the back end; if the first response result is successful, sending a second payment request to the back end, and receiving a second response result, returned by the back end, of the entry operation to the second account; and if the second response result is successful, completing a clearing processing process of payment from the first account to the second account. The implementation mode is a universal real-time clearing mode, can be suitable for payment scenes such as gateway skipping, APP skipping, H5 page skipping, codescanning or non-inductive payment, and can meet diversified requirements of customers.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a method and device for processing transaction information. Background technique [0002] At present, the existing real-time clearing method can only realize the real-time transfer function of telephone receipt, and cannot be applied to gateway jump, APP (Application, application program) jump, H5 (H5 is a core language of the World Wide Web) page jump Payment scenarios such as transfer, code scanning or non-inductive payment. That is to say, the existing real-time clearing method is not a general real-time clearing mode, and cannot meet the diverse needs of customers. Contents of the invention [0003] In view of this, the embodiment of the present invention provides a transaction information processing method and device, which can solve payment scenarios such as gateway jump, APP jump, H5 page jump, code scanning or non-inductive payment that cannot be applied to the exist...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/08G06Q40/04G06Q40/00G06F16/28
CPCG06Q20/085G06Q40/04G06Q40/125G06F16/284
Inventor 李观钊梁艳姬邱文超付小丽吴兴威尹智郑梓悫蒙龙达揭育柱罗恕人陈林
Owner CHINA CONSTRUCTION BANK