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Method for improving voice payment security

A voice payment and security technology, applied in the field of improving the security of voice payment, can solve problems such as reducing the mobile payment experience, increasing the insecurity of mobile payment, and user loss.

Pending Publication Date: 2020-12-18
江西台德智慧科技股份有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] When verifying the user's identity, it is easy to be seen when the user enters the verification password, and then calculated. As for the user's voice, it can be stolen by recording, which poses a risk of counterfeiting during identity verification, thereby giving the user Bring losses, increase the insecurity of mobile payment, and reduce the experience of users using mobile payment

Method used

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  • Method for improving voice payment security
  • Method for improving voice payment security
  • Method for improving voice payment security

Examples

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Effect test

Embodiment

[0034] The embodiment of the present invention provides a method for improving the security of voice payment, which is applicable to the mobile payment function of mobile terminals, and its main purpose is to overcome the unsafe factors existing in voice payment in the prior art, such as: For verification, when the user enters the verification password, it is easy to be seen, and then calculated. As for the user's voice, it can be stolen by recording, which poses a risk of counterfeiting during identity verification, which will bring losses to the user. It increases the insecurity of mobile payment and reduces the user experience of using mobile payment.

[0035] The core part of this method is that, as figure 1 shown, including:

[0036] Display the character string to the user, the character string is composed of the letter string corresponding to the digital password string set by the user and a randomly generated letter at the end, such as figure 2 as shown,

[0037] O...

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Abstract

The invention discloses a method for improving voice payment security. The method comprises the following steps: displaying a character string to a user, wherein the character string consists of a letter string corresponding to a numeric password string set by a user and a randomly generated letter at the tail; obtaining a voice that a user reads the character string; performing voice recognitionon the voice, judging whether the voice of the letter string part of the character string read by the user is consistent with a voice key or not, and judging whether the letter randomly generated in the character string read by the user is consistent with the acoustic characteristic of the user or not; and if both yes, allowing voice payment. According to the invention, during voice payment, a letter string specifically set by a user is displayed instead of a numeric string visually displayed, and letters corresponding to each number set by the user are not selected according to letter sorting; a randomly generated letter is added to the tail of the letter string and is different every time the letter is displayed, so that the situation that lawbreakers record can be avoided, and the safety is quite high.

Description

technical field [0001] The invention relates to the security issue of voice payment, in particular to a method for improving the security of voice payment. Background technique [0002] At present, the mobile payment function of mobile terminals has broad development prospects. When a user makes mobile payment through a mobile terminal, the server needs to verify the user's identity, and after the user passes the identity verification, the mobile terminal used by the user completes the mobile payment. [0003] In related technologies, in order to verify the identity of the user, the server can obtain the verification password and voice input by the user, compare the verification password and voice input by the user with the preset password and voice, and when it is determined that the verification password and voice input by the user are consistent with the preset When the set password matches the voice, it is determined that the user has passed the authentication. [0004...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G10L17/24
CPCG06Q20/40145G10L17/24
Inventor 张倩黄志敏
Owner 江西台德智慧科技股份有限公司
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