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Method and device for identifying insurance claim fraudulent behavior

A behavioral and quantitative processing technology, applied in data processing applications, electrical digital data processing, special data processing applications, etc., can solve problems such as low recognition accuracy

Pending Publication Date: 2021-05-14
德联易控科技(北京)有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The embodiment of the present application provides a method and device for identifying insurance claim fraud, so as to at least solve the technical problem of low recognition accuracy existing in existing methods for identifying insurance claim fraud

Method used

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  • Method and device for identifying insurance claim fraudulent behavior
  • Method and device for identifying insurance claim fraudulent behavior

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Embodiment Construction

[0021] In order to enable those skilled in the art to better understand the solution of the present application, the technical solution in the embodiment of the application will be clearly and completely described below in conjunction with the accompanying drawings in the embodiment of the application. Obviously, the described embodiment is only It is an embodiment of a part of the application, but not all of the embodiments. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without creative efforts shall fall within the scope of protection of this application.

[0022] It should be noted that the terms "first" and "second" in the description and claims of the present application and the above drawings are used to distinguish similar objects, but not necessarily used to describe a specific sequence or sequence. It is to be understood that the data so used are interchangeable under appropriate circumstances such...

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Abstract

The invention discloses a method and a device for identifying insurance claim fraudulent behaviors. The method comprises the following steps: acquiring voice data of an insurance claim settlement user, the voice data being voice data in an insurance claim settlement process of the insurance claim settlement user; processing the voice data to obtain feature information of the voice data; and judging whether the insurance claim settlement user has a fraud behavior in the insurance claim settlement process or not according to the feature information. The technical problem that an existing method for identifying insurance claim fraudulent behaviors is low in identification accuracy is solved.

Description

technical field [0001] The present application relates to the field of insurance case fraud, and in particular, to a method and device for identifying insurance claim fraud. Background technique [0002] Insurance claims fraud refers to the fact that fraudsters act as normal insurance claimants in the usual insurance claim settlement process. Although the fraudster appears as a normal claimant, his psychological state is quite different from the normal claimant’s mental state of “accidental” accident due to mistakes, negligence, violation of regulations, etc. The perpetrator of an insurance fraud case is subjectively intentional, that is, Intentionally causing an insurance accident, the fraudster knows that his behavior will lead to the insurer's (regardless of property or personal) loss, which is a harmful result, but actively and directly implements the harmful behavior and pursues the accident loss in order to obtain insurance compensation. [0003] Existing insurance an...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06F16/683G06F40/30G06Q40/08
CPCG06F16/683G06F40/30G06Q40/08
Inventor 王晓春
Owner 德联易控科技(北京)有限公司
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