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Transaction management method and system suitable for bankbook

A technology of transaction management and transaction processing, applied in point-of-sale network systems, payment systems, payment system structures, etc., can solve problems such as inconvenient transactions, large size, weak mobility, etc., achieve convenience and security, and reduce matching difficulty , the effect of flexible transaction process

Pending Publication Date: 2021-06-11
CHINA CONSTRUCTION BANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In related technologies, there are also devices that can print passbooks and use bank magnetic stripe cards or IC cards for transactions, but such devices are generally huge in size and weak in mobility.
In addition, in rural areas where passbooks are used more often, passbooks cannot be used for transactions, which will make transactions inconvenient

Method used

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  • Transaction management method and system suitable for bankbook
  • Transaction management method and system suitable for bankbook
  • Transaction management method and system suitable for bankbook

Examples

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Embodiment Construction

[0022] The present application will be described in detail below, and examples of the embodiments of the present application are illustrated in the drawings in which the same or similar components are denoted by the same or similar components or components having the same or similar functions. Moreover, if the detailed description of the known techniques is unnecessary to the features of the present application, they will be omitted. The following is exemplary, and is intended to explain the present application by referring to the embodiments described with reference to the accompanying drawings.

[0023] Those skilled in the art can understand unless otherwise defined, all terms (including technical terms and scientific terms) used herein have the same meaning as generally understood by those of ordinary skill in the art. It should also be understood that those terms defined in a general dictionary should be understood to have meaningful meaning with the meaning of the context of...

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PUM

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Abstract

The invention provides a transaction management method and system suitable for a bankbook, and the method comprises the steps of enabling a POS terminal to respond to a transaction request, assembling a transaction message for an initiated transaction, encrypting the transaction message, and transmitting the encrypted transaction message to a server; the method also includes that the server decrypts and verifies the transaction message sent by the POS terminal, and performs corresponding transaction processing after verification is confirmed; after finishing transaction processing, the server sends a transaction processing result to the POS terminal; after receiving the transaction processing result, the POS terminal initiates a request for printing information of the account book to the server, so that the server returns account book content to be printed; the POS terminal carries out format processing on account book content returned by the server and then sends the account book content to the passbook printer based on a serial port communication protocol; and the bankbook printer reprints the flow content according to the account book content sent by the POS terminal, and returns the printing result to the POS terminal.

Description

Technical field [0001] The present application relates to the technical field of financial transactions, in particular, the present application relates to a transaction management method and system suitable for passbook. Background technique [0002] Separate POS terminals or separate passbook printers are commonly used in the existing market, and separate POS terminals can only recognize the magnetic stripe card or IC card, which cannot recognize the passbook, so it cannot be transaction through the passbook; or the POS terminal uses a bank magnetic strip card or After the IC card transaction, the transaction record cannot be transaction to the passbook under the account. A separate passbook printer can only be used as a business hall of the bank or financial institution with a dedicated computer, which can only be used to print a transaction record or make a conventional transaction record. In the relevant technique, there is also an apparatus that prints a passbook and uses a ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38G06Q20/20G06Q40/02G06Q40/04
CPCG06Q20/3825G06Q20/3829G06Q20/20G06Q40/02G06Q40/04
Inventor 王雨侯明利蔡跃进孙鑫
Owner CHINA CONSTRUCTION BANK