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Data processing method and device for asset securitization of first business system, electronic equipment and medium

A technology of a data processing device and a processing method, which is applied in data processing applications, instruments, finance, etc., can solve the problems of increased coupling and low processing efficiency.

Pending Publication Date: 2021-09-14
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In the data processing process of asset securitization, because business systems interact to obtain source data through file interfaces, and each business system may have different interface logic, the current data processing method increases the gap between business systems. Coupling, low processing efficiency

Method used

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  • Data processing method and device for asset securitization of first business system, electronic equipment and medium
  • Data processing method and device for asset securitization of first business system, electronic equipment and medium
  • Data processing method and device for asset securitization of first business system, electronic equipment and medium

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Embodiment Construction

[0033] Hereinafter, embodiments of the present disclosure will be described with reference to the accompanying drawings. It should be understood, however, that these descriptions are merely exemplary, and not to limit the scope of the disclosure. In the following detailed description, many specific details are set forth to provide a comprehensive understanding of the embodiments of the present disclosure. However, it is clear that one or more embodiments may be implemented without these specific details. Further, in the following description, a description of the well-known structure and techniques is omitted to avoid unnecessarily obscuring the concepts of the present disclosure.

[0034] The related art, business systems hundreds of financial institutions, various asset data (such as account, customer information, approval, securities, repayment information, interest rate), etc. distributed on a second, different business systems, and every day these assets are constantly update...

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Abstract

The invention provides a data processing method and device for asset securitization of a first business system, electronic equipment and a medium, and relates to the field of big data or finance and the like. The method comprises the steps of acquiring M asset data in N second service systems, wherein N and M are integers larger than or equal to 1; based on preset securitization parameters, acquiring at least two types of asset data of a first user from the M types of asset data; associating the at least two types of asset data to obtain asset information of the first user; and sending the asset information to a third business system, so that the third business system performs securitization processing based on the asset information. The invention further provides a data processing method and device for asset securitization of the third business system, electronic equipment and a medium.

Description

Technical field [0001] The present disclosure relates to the field of data or a large financial like, and more particularly, relates to a data processing method securitized assets, means, electronic devices and media. Background technique [0002] Asset securitization, for example, refers to the conversion of assets that generate predictable cash flows for the sale and circulation of securities in the financial markets. Related technologies, financial institutions can be traditional lending projects securitization process. For example, in order to reduce the rate of bad loans, financial institutions can be packaged part of non-performing assets securitization of assets, in order to analyze the quality of assets, collects statistics on the proposed securitization of assets prior to this, and then packaged pricing based on asset quality. Source user data is typically distributed in a variety of asset data hundreds of financial institution service system, securitization of assets in...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06Q40/04
CPCG06Q40/04G06Q40/03
Inventor 谢杰翔赵浩郭元
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA