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Data processing method and device, electronic equipment and computer readable medium

A data processing and data technology, applied in data processing applications, calculations, instruments, etc., can solve problems such as waste of resources, heavy development workload, etc., and achieve the effects of ensuring accuracy, easy query, and high reading and writing performance

Pending Publication Date: 2021-10-01
建信人寿保险股份有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The existing technology evaluates the risk by developing its own calculation method of cumulative risk insurance amount for each business node separately, which requires a large amount of development work, and there is duplication of work, which wastes resources

Method used

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  • Data processing method and device, electronic equipment and computer readable medium
  • Data processing method and device, electronic equipment and computer readable medium
  • Data processing method and device, electronic equipment and computer readable medium

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0053] figure 1 is a schematic diagram of main steps of a data processing method according to an embodiment of the present invention. Such as figure 1 As shown, the data processing method of the embodiment of the present invention mainly includes the following steps:

[0054] Step S101: In response to the occurrence of a business event, acquire policy information generated based on the business event, and a risk coverage indicator configured for the business event. Among them, the business event refers to the event that will cause the risk insurance amount of the policyholder to change. For example, the policyholder purchases critical illness insurance, changes the insurance amount of the purchased life insurance, and other events. The occurrence of a business event in a business node will trigger the generation of corresponding policy information.

[0055] Pre-configure the risk coverage indicator for business events, which is used to limit the calculation method of the c...

Embodiment 2

[0060] figure 2 is a schematic flowchart of a data processing method according to another embodiment of the present invention. Such as figure 2 As shown, the data processing method of the embodiment of the present invention mainly includes the following steps:

[0061] Step S201: In response to the occurrence of a business event, acquire policy information generated based on the business event, and a risk coverage index configured for the business event. In an embodiment, the business event of the business node can be monitored, and when the business event is monitored, the generated policy information can be collected; after the business event occurs, the business node can push the generated policy information to realize the synchronization of the policy information.

[0062] When configuring the risk coverage indicator, it can be configured according to the requirements of the business node. Risk coverage indicators may include one or more of risk types, cumulative dime...

Embodiment 3

[0077] image 3 is a schematic flowchart of a main flow of a data processing method according to yet another embodiment of the present invention. Such as image 3 As shown, the data processing method of the embodiment of the present invention mainly includes the following steps:

[0078] Step S301: Receive a query request. The query request is used to query the cumulative risk insurance amount of the designated policyholder, and may include the identification of the target policyholder (that is, the ID number or code of the policyholder to be queried) and / or the code corresponding to the risk insurance amount indicator.

[0079] In an optional embodiment, the query request may also include a query time, which is used to query the cumulative risk insurance amount of the specified policyholder meeting the query time. For example, query the latest cumulative risk insurance amount, or query the cumulative risk insurance amount at a specified time.

[0080] Step S302: According...

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PUM

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Abstract

The invention discloses a data processing method and device, electronic equipment and a computer readable medium, and relates to the technical field of automatic programming. A specific embodiment of the method comprises the following steps: in response to occurrence of a business event, obtaining insurance policy information generated based on the business event and a risk insurance amount index configured for the business event, wherein the insurance policy information comprises insurance applicant information; according to the insurance applicant information, querying historical insurance information of the corresponding insurance applicant, and then according to the insurance policy information and the historical insurance information, updating risk insurance amount information of the insurance applicant; and screening and accumulating the risk insurance amount information by taking the risk insurance amount index as a limiting condition to obtain an accumulated risk insurance amount of the insurance applicant. According to the embodiment, the risk insurance amount index is configured for the business event, and a universal cumulative risk insurance amount statistical service with self-defined dimensions is provided, so that redevelopment is not needed when the business event is newly added, and statistics of the cumulative risk insurance amount can be realized only by configuring the risk insurance amount index.

Description

technical field [0001] The invention relates to the field of automatic program design, in particular to a data processing method, device, electronic equipment and computer readable medium. Background technique [0002] In the insurance business, when business events occur at business nodes such as contracts, preservation, claims, and insurance policies, the risk insurance amount will change, and it is necessary to evaluate whether the change in the risk insurance amount is within the risk range. In the prior art, risks are assessed by separately developing their own cumulative risk insurance amount calculation methods for each business node, and the development workload is heavy, and there is duplication of work, which wastes resources. Contents of the invention [0003] In view of this, the embodiments of the present invention provide a data processing method, device, electronic equipment, and computer-readable medium. By configuring risk coverage indicators for business ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor 陈宾喆陈鑫
Owner 建信人寿保险股份有限公司