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Comprehensive operation system for credit service automatic management

An automatic management and operation system technology, applied in the field of comprehensive operation system, can solve problems such as lack of due diligence, loss of funds, and inability to clearly know customer satisfaction, so as to facilitate later viewing and speed up processing

Pending Publication Date: 2021-10-22
国槐(上海)信息科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In practice, some commercial organizations will cause a lot of capital loss, bad debts, etc.
[0006] (2) Failure to do due diligence
[0008] The existing integrated operation system for automated credit business management is not clear enough about whether the business is handled, and cannot clearly know customer satisfaction, and does not convert customers in a timely manner

Method used

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  • Comprehensive operation system for credit service automatic management
  • Comprehensive operation system for credit service automatic management
  • Comprehensive operation system for credit service automatic management

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Embodiment Construction

[0027] The following will clearly and completely describe the technical solutions in the embodiments of the present invention in conjunction with the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some of the embodiments of the present invention, not all of them.

[0028] refer to Figure 1-4 , an integrated operation system for automatic credit business management, including an integrated operation platform, the integrated operation platform includes a business processing system, a risk control system, a settlement system, a business operation system, a scheduling system, a reporting system, and an acquiring system and a batch processing system, the business processing system is connected to the batch processing system and the evaluation module, the batch processing system is connected to the report system, and the business processing system includes a completed business module, a processing business module and ...

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PUM

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Abstract

The invention discloses a comprehensive operation system for credit service automatic management, which comprises a comprehensive operation platform, and the comprehensive operation platform comprises a service processing system, a risk control system, a settlement system, a service operation system, a scheduling system, a report system, an acquisition system and a batch processing system. The service processing system is connected with the batch processing system and the evaluation module, the batch processing system is connected with the report system, and the service processing system comprises a service handling module, a service processing module and a to-be-processed service module. According to the invention, the to-be-processed service module, the in-processing service module and the handling module can clearly distinguish the state of the service, can clearly know the satisfaction degree of the user to the service handling, and can retain the user who is not satisfactory in evaluation.

Description

technical field [0001] The invention relates to the field of credit business, in particular to an integrated operation system for automatic management of credit business. Background technique [0002] Credit business, also known as credit assets or loan business, is the most important asset business of commercial banks. It recovers principal and interest through lending, and earns profits after deducting costs. Therefore, credit is the main means of profit for commercial banks. [0003] Since the loan is out of the control of the bank, the risk of not being able to recover the principal and interest on time is relatively high. Therefore, a strict loan system should be established on the basis of abiding by the contract law and the general principles of loans. The main contents are: establishing a loan relationship, applying for a loan, Pre-loan investigation, loan approval and issuance, post-loan inspection, loan recovery and extension, credit sanctions and other systems. ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 孙涛方良圣梁培
Owner 国槐(上海)信息科技有限公司