A financial service terminal based on cloud computing

Abstract

The invention relates to the technical field of financial equipment, in particular to a financial service terminal based on cloud computing, including a financial transaction database, a fraud information database, a cloud computing server and a financial service terminal. By setting the financial transaction database and the fraud information database, the corresponding Financial transaction information and fraud information, the cloud computing server retrieves data in the financial transaction database and fraud information database through the network, and by using the network to retrieve data, the information storage capacity of the terminal device can be reduced, and the cloud computing server communicates with the data through the network. Financial service terminal for data interaction. In the present invention, the fund expenditure management type of the remitter and the fund income management score of the payee are calculated by the cloud computing server, so as to evaluate the risk of remittance, reduce the financial loss of the depositor caused by the transfer of property from the source, and effectively ensure the safety of the people. Property security.

Description

technical field [0001] The invention relates to the technical field of financial equipment, in particular to a financial service terminal based on cloud computing. Background technique [0002] Financial service means that the entire financial industry performs its various functions to promote economic and social development. Specifically, financial services refer to financial institutions that provide customers with various services including financing investment, savings, credit, settlement, securities trading, commercial insurance and financial information consultation through business activities. [0003] There are two common ways of financial services, one is to settle through ATM machines, and the other is to conduct on-site processing through the counter. Since the inter-bank transfer of ATM machines adopts the method of delayed arrival, there is enough time for depositors to stop losses in time. As a result, more telecommunications frauds use the method of instructi...

AI Technical Summary

Problems solved by technology

[0003] There are two common methods of financial services, one is settlement through ATM machines, and the other is on-site processing through counters. Since ATM inter-bank transfers are delayed, there is enough time for depositors to stop losses in time. As a result, more telecommunication frauds use the method of guiding depositors to transfer money at the counter to carry out property transfers. However, telecommunication frauds emerge in endlessly, and bank tellers have not been trained, causing a large number of depositors to lose their funds. Therefore, a financial system based on cloud computing is needed. Service terminals to reduce the loss of people's property caused by telecommunication fraud

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