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Non-card account payment method, device and system and storage medium

A payment system and account technology, applied in the field of data processing, can solve problems such as huge resources and costs, and achieve the effect of reducing development costs and maintenance costs

Pending Publication Date: 2021-11-16
CHINA UNIONPAY
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the resources and costs required to independently develop and maintain a new non-card account payment system are too large. Therefore, at this stage, there is an urgent need for a non-card account payment method that can reduce development and maintenance resources and costs.

Method used

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  • Non-card account payment method, device and system and storage medium
  • Non-card account payment method, device and system and storage medium
  • Non-card account payment method, device and system and storage medium

Examples

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Embodiment Construction

[0034] The characteristics and exemplary embodiments of various aspects of the application will be described in detail below. In order to make the purpose, technical solution and advantages of the application clearer, the application will be further described in detail below in conjunction with the accompanying drawings and specific embodiments. It should be understood that the specific embodiments described here are only intended to explain the present application rather than limit the present application. It will be apparent to one skilled in the art that the present application may be practiced without some of these specific details. The following description of the embodiments is only to provide a better understanding of the present application by showing examples of the present application.

[0035] Card-based payment is a payment method that uses bank cards, prepaid cards and other cards as the main payment tool carrier to realize various payment services. Card-based pa...

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Abstract

The invention discloses a non-card account payment method, device and system and a storage medium, and relates to the field of data processing. The method comprises the steps of receiving a first payment request sent by payment acceptor equipment through a first target interface, wherein the first payment request comprises a non-card account identifier and transaction information, and the non-card account identifier is used for identifying a registered account of a non-card account; using the non-card account identifier to interact with a non-card account management device, so that the non-card account management device determines a target non-card account corresponding to the non-card account identifier, the card exchange device or the non-card account management device interacts with a target non-card account fund management device corresponding to the target non-card account to execute payment, the non-card account management device stores a corresponding relationship between the non-card account identifier and the non-card account and a corresponding relationship between the non-card account and the non-card account fund management device. According to the embodiment of the invention, the development cost and the maintenance cost required by non-card account payment can be reduced.

Description

technical field [0001] The application belongs to the field of data processing, and in particular relates to a non-card account payment method, device, system and storage medium. Background technique [0002] Card-based payment uses bank cards, prepaid cards and other cards as the main payment tool carrier to realize various payment services. In the card-based payment system, the payment acceptor device transmits the collected card information to the card exchange device, and the card exchange device routes the payment information to the corresponding card issuer device based on the card information such as the card number. [0003] However, with the development of payment technology, non-card account payment has appeared, and the application range of non-card account payment has become wider and wider. However, the resources and costs required to independently develop and maintain a new non-card account payment system are too large. Therefore, at this stage, there is an ur...

Claims

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Application Information

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IPC IPC(8): G06Q20/34G06Q20/40G06Q40/04
CPCG06Q20/342G06Q20/401G06Q40/04
Inventor 陈林杨森
Owner CHINA UNIONPAY
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