Non-card account payment method, device and system and storage medium

A payment system and account technology, applied in the field of data processing, can solve problems such as huge resources and costs, and achieve the effect of reducing development costs and maintenance costs

Pending Publication Date: 2021-11-16
CHINA UNIONPAY
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the resources and costs required to independently develop and maintain a new non-card account payment system are too large. Therefore

Method used

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  • Non-card account payment method, device and system and storage medium
  • Non-card account payment method, device and system and storage medium
  • Non-card account payment method, device and system and storage medium

Examples

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Example Embodiment

[0034] And characterized in various aspects of the exemplary embodiments of the present disclosure will be described in detail below, the present application in order to make the objectives, technical solutions and advantages clearer, the accompanying drawings and specific embodiments of the present application described in further detail. It should be understood that the specific embodiments described herein are intended only to explain the present application, and not to limit the present application. Skilled in the art, the present application may be practiced without these specific details in some detail. The following description of the embodiments are merely to provide better understanding of the present application is shown by way of example of the present disclosure.

[0035] Card-based payment based on bank cards, prepaid cards and other payment instruments as payment main carrier to achieve a variety of payment services. Relying on card-based payment card-based payment s...

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Abstract

The invention discloses a non-card account payment method, device and system and a storage medium, and relates to the field of data processing. The method comprises the steps of receiving a first payment request sent by payment acceptor equipment through a first target interface, wherein the first payment request comprises a non-card account identifier and transaction information, and the non-card account identifier is used for identifying a registered account of a non-card account; using the non-card account identifier to interact with a non-card account management device, so that the non-card account management device determines a target non-card account corresponding to the non-card account identifier, the card exchange device or the non-card account management device interacts with a target non-card account fund management device corresponding to the target non-card account to execute payment, the non-card account management device stores a corresponding relationship between the non-card account identifier and the non-card account and a corresponding relationship between the non-card account and the non-card account fund management device. According to the embodiment of the invention, the development cost and the maintenance cost required by non-card account payment can be reduced.

Description

technical field [0001] The application belongs to the field of data processing, and in particular relates to a non-card account payment method, device, system and storage medium. Background technique [0002] Card-based payment uses bank cards, prepaid cards and other cards as the main payment tool carrier to realize various payment services. In the card-based payment system, the payment acceptor device transmits the collected card information to the card exchange device, and the card exchange device routes the payment information to the corresponding card issuer device based on the card information such as the card number. [0003] However, with the development of payment technology, non-card account payment has appeared, and the application range of non-card account payment has become wider and wider. However, the resources and costs required to independently develop and maintain a new non-card account payment system are too large. Therefore, at this stage, there is an ur...

Claims

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Application Information

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IPC IPC(8): G06Q20/34G06Q20/40G06Q40/04
CPCG06Q20/342G06Q20/401G06Q40/04
Inventor 陈林杨森
Owner CHINA UNIONPAY
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