Real name authentication method and device, electronic equipment and readable storage medium

Abstract

The invention relates to data processing, and discloses a real name authentication method and device, electronic equipment and a readable storage medium, and the method comprises the steps: generating a real name authentication instruction set corresponding to a task type, wherein the real name authentication instruction set comprises a plurality of sub-instruction sets, and each sub-instruction set corresponds to a risk level; determining a target risk level of the second user; determining a target real name authentication instruction set corresponding to the target task type, and determining an initial authentication operation instruction set corresponding to the second user from the target real name authentication instruction set based on the target risk level; determining target weights corresponding to the plurality of preset index items, and determining a target authentication channel based on the preset index items and the target weights; and setting an authentication channel option in the initial authentication operation instruction set as a target authentication channel to obtain a target authentication operation instruction set, and performing real name authentication on the second user by adopting the target authentication operation instruction set. The real name authentication accuracy is improved, and the real name authentication speed is increased.

Description

technical field [0001] The invention relates to the field of data processing, in particular to a real-name authentication method, device, electronic equipment and a readable storage medium. Background technique [0002] With the development of network technology, many offline tasks are gradually converted to online tasks, such as applying for loans, purchasing insurance, etc. In order to ensure the safety of online task execution, real-name authentication of users is usually required. [0003] At present, online tasks usually adopt a common real-name authentication scheme, without considering the type of task and the risk level of the user, making the accuracy of real-name authentication not high; at the same time, the core node of real-name There are multiple authentication channels. At present, the authentication channel is usually randomly selected. It is easy to choose improperly and the real-name authentication process takes too long. Therefore, there is an urgent need...

AI Technical Summary

Problems solved by technology

[0003] At present, online tasks usually adopt a common real-name authentication scheme, without considering the type of task and the risk level of the user, making the accuracy of real-name authentication not high; at the same time, the core node of real-name There are multiple authentication channels. At present, the authentication channel is usually randomly selected. It is easy to choose improperly and the real-name authentication process takes too long.

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