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Patent pledge system and method, and computer readable storage medium

A patented and pledged technology, applied in the field of data processing, can solve the problems of difficult assessment of patented technology assets, lack of credibility and supervision, weak risk management and control, and achieve the effect of reducing measurement risks, assisting offline audits, and strengthening supervision.

Pending Publication Date: 2022-02-25
北京信聚知识产权有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

That is, the existing patent pledge financing method has the problems of difficulty in evaluating patent technology assets, lack of credibility and supervision, false information, and weak risk control

Method used

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  • Patent pledge system and method, and computer readable storage medium
  • Patent pledge system and method, and computer readable storage medium
  • Patent pledge system and method, and computer readable storage medium

Examples

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Embodiment Construction

[0052] Exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. Although exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited by the embodiments set forth herein. Rather, these embodiments are provided for more thorough understanding of the present disclosure and to fully convey the scope of the present disclosure to those skilled in the art.

[0053] The embodiment of the present invention provides a patent pledge system, refer to figure 1 As shown, the system may include a pledge client 1 and a server 2 connected to the pledge client 1;

[0054] The pledge client 1 is used to receive the user's selection operation of the patent to be pledged in the preset patent database, and send the information of the selected patent to be pledged to the server 2;

[0055] The server...

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PUM

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Abstract

The invention discloses a patent pledge system and method, and a computer readable storage medium. The system comprises a pledge client and a server connected with the pledge client; the pledge client is used for receiving a selection operation of a user on a to-be-pledged patent in a preset patent database and sending information of the selected to-be-pledged patent to the server; and the server is used for evaluating the value of the to-be-pledged patent and sending the patent value evaluation value of the to-be-pledged patent to the pledge client. According to the system, patent value evaluation is carried out on patents to be pledged in a unified manner through the server, and then patent value evaluation values are sent to the pledge client. According to the invention, the patent value of the to-be-pledged patent can be rapidly provided, the uncertainty of manual evaluation is avoided, the measurement risk of the patent value is reduced, and the credibility and supervision are enhanced during patent pledge financing.

Description

technical field [0001] The present invention relates to the technical field of data processing, in particular to a patent pledge system, method and computer-readable storage medium. Background technique [0002] Patents are important intangible assets, and the importance of patent value evaluation is self-evident when patents are pledged. Patent Backed Loans is the use of patents for financing guarantees, which is conducive to solving the financing difficulties of small and medium-sized enterprises. In patent pledge financing, the debtor or a third party pledges the property rights of the invention patents, utility model patents, and design patents it owns to banks, other financial institutions or investment companies to obtain loans after evaluation, and repays according to the agreed interest rate and time limit Loan principal and interest, when the debtor fails to perform the debt, the creditor has the right to sell at a discount or auction or sell off the patent right ac...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q50/18G06Q40/02G06K9/62G06Q10/06
CPCG06Q50/184G06Q10/06393G06Q40/03G06F18/214
Inventor 刘恺张灏
Owner 北京信聚知识产权有限公司