Data security processing method and device based on financial service and medium

Abstract

The invention discloses a data security processing method and device based on financial services, and a medium, and is used for solving the technical problem that an existing collection method is difficult to meet the security and high efficiency required by a user. The method comprises the following steps: determining a credit level corresponding to a loan amount and a credit node domain corresponding to the credit level; determining a specified credit node generated based on the user, so as to obtain first service information corresponding to the user through the specified credit node; determining identity information corresponding to the user and an overdue record; performing virtualization processing on the identity information to replace at least part of information in the identity information with virtual data to obtain virtual identity information; service summary information corresponding to the associated service is obtained; according to the overdue record, the identity authentication factor corresponding to the user and the loan amount, obtaining a risk control level; and generating a collection scheme including the virtual identity information, the service summary information and the risk control level, and sending the collection scheme to a third party so as to execute a collection service.

Description

technical field [0001] This application relates to the field of big data, and specifically relates to a financial business-based data security processing method, equipment and media. Background technique [0002] With the development of the financial loan industry, the collection business derived from it has also developed rapidly. Most of the current common collection methods are manual methods, which need to push the user’s business transaction information to a third-party organization for collection. However, manual decision-making is difficult to give the best collection plan for different users, and the collection efficiency is low. The third-party organization exposed user-related information, which made it difficult to guarantee the user's information security, failed to meet the security and real-time requirements of the financial industry, and reduced the user experience. Contents of the invention [0003] In order to solve the above problems, this application pr...

AI Technical Summary

Problems solved by technology

Most of the current common collection methods are manual methods, which need to push the user’s business transaction information to a third-party organization for collection. However, manual decision-making is difficult to give the best collection plan for different users, and the collection efficiency is low. The third-party organization exposes user-related information, making it difficult to guarantee user information security, and does not meet the security and real-time requirements of the financial industry, which reduces user experience

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