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Bank product putting processing method and system

A bank and product technology, applied in data processing applications, finance, instruments, etc., can solve problems such as product adjustment unfavorable for bank outlets, unfavorable customer financial services, etc.

Pending Publication Date: 2022-07-29
BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

This is not conducive to making adjustments to the products of bank outlets, nor is it conducive to providing customers with better financial services

Method used

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  • Bank product putting processing method and system
  • Bank product putting processing method and system
  • Bank product putting processing method and system

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Embodiment Construction

[0037] The principles and spirit of the present invention will now be described with reference to several exemplary embodiments. It should be understood that these embodiments are only given for those skilled in the art to better understand and implement the present invention, but not to limit the scope of the present invention in any way. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the disclosure to those skilled in the art.

[0038] As will be appreciated by those skilled in the art, embodiments of the present invention may be implemented as a system, apparatus, device, method or computer program product. Accordingly, the present disclosure may be embodied in entirely hardware, entirely software (including firmware, resident software, microcode, etc.), or a combination of hardware and software.

[0039]According to the embodiments of the present invention, a method and system for processing...

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Abstract

The invention provides a bank product putting processing method and system, and relates to the technical field of financial data processing, and the method comprises the steps: obtaining historical transaction data of a bank outlet, and dividing a transaction class set into a plurality of transaction class subsets; establishing a transaction category space; collecting transaction data of the target bank outlet in the current time period, and determining transaction category coordinates of the current time period in the transaction category space; collecting transaction data of the target bank outlet in a plurality of historical time periods, and determining transaction category coordinates of the plurality of historical time periods in the transaction category space; determining a similar time period of the current time period; classifying the bank customers to obtain a plurality of customer categories; obtaining a historical customer set of each bank product in the bank product set according to the bank product data; for each bank product, obtaining a customer category vector of the bank product according to the historical customer set of the bank product; and determining a bank product needing to be put at the current moment.

Description

technical field [0001] The present invention relates to the technical field of financial data processing, in particular to a method and system for processing bank products. Background technique [0002] This section is intended to provide a background or context to the embodiments of the invention recited in the claims. The descriptions herein are not admitted to be prior art by inclusion in this section. [0003] At present, bank branches do not analyze customer groups, and do not make dynamic adjustments in real time according to the customer conditions of bank branches. This is not conducive to making adjustments to the products of bank outlets, nor is it conducive to providing better financial services to customers. [0004] In this regard, there is an urgent need for a technical solution that can overcome the above-mentioned defects and can dynamically adjust the delivery of bank products based on the customer situation of the bank outlet to meet customer needs. SUM...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/06G06Q40/02G06Q40/08G06K9/62
CPCG06Q10/06315G06Q10/06312G06Q40/02G06Q40/08G06F18/23G06F18/24
Inventor 朱江波胡毅时福林马克赵梦姚元伟王艳芳羡迪海万荃
Owner BANK OF CHINA
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