Bank card system of one house with multi-card and processing method thereof

A processing method and bank card technology, applied in the direction of complete banking system, complete banking system, data processing application, etc., can solve the problem of not being able to fully utilize the idle funds in the account and so on.

Inactive Publication Date: 2006-06-14
CHINA MERCHANTS BANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0012] In order to overcome the problem that the existing bank services and financial products cannot fully utilize the idle funds of the account

Method used

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  • Bank card system of one house with multi-card and processing method thereof
  • Bank card system of one house with multi-card and processing method thereof
  • Bank card system of one house with multi-card and processing method thereof

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0054] see Figure 4 , the multi-card bank card system 100 for one account of the present invention comprises a bank (sub) card 301, a bank (sub) card 306 and a system host 110, and the system host 110 comprises a data storage device 111 for storing customer data, and a data processing unit for processing customer transaction requests. Device 112 and a plurality of interfaces 113, the interface connects external financial network 200 and transaction terminal 300; Described transaction terminal includes Internet channel, self-service equipment (ATM, CDS, POS, mobile bank), counter and other special equipment ( not indicated).

[0055] The data storage device 111 has a built-in company account, and the data processing device 112 identifies the interface 113 for transmitting customer transaction requests, that is, identifies which external financial network the source of the customer transaction requests belongs to, and then selects the account for processing. And one company ac...

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PUM

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Abstract

The invention relates to a computer network system and the processing method thereof, especially relating to a one user-multicard bank card system and the processing method thereof, comprising bank subcards and system host computer, where the system computer comprises client data storage device, data processing device for processing client trade requirements and plural interfaces to connect with external finance networks and trade terminals, the data storage device is provided with built-in accounts, the data processing device recognizes the interfaces to transmit client requirements and selects and processes the accounts, the accounts correspond to above two bank subcards and the bank subcards are provided with built-in recognizing information. The invention solves two problems of a company centralizing capitals and being convenient to use them.

Description

technical field [0001] The invention relates to a computer network system and a processing method thereof, in particular to a multi-card bank card processing system for one household and a processing method thereof. Background technique [0002] At present, the unit cards or company debit cards issued by domestic banks are accounted for by special accounts, one card for one account or one card for multiple accounts. Each card is independent, there is no relationship between cards. See figure 1 , figure 1 It is the front view of an ordinary China Merchants Bank One Card (a common savings card). Among them, "075585149012" (illustration 01) is actually the account number of the all-in-one card, and "03180883" (illustration 02) is the serial number of the all-in-one card itself. Usually, the user also calls "075585149012" (illustration 01) the card number, and its reason is that the card number and the account number are a unified number. [0003] See figure 2 , when the ...

Claims

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Application Information

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IPC IPC(8): G07F19/00G06Q20/34G07F7/08G07F7/12
Inventor 赵海季剑平左创宏
Owner CHINA MERCHANTS BANK
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